Rates
Product |
Min. Opening Deposit |
Min. Daily Balance to Earn APY |
APY* |
---|---|---|---|
Product Regular Share |
Min. Opening Deposit $20 |
Min. Daily Balance to Earn APY None |
APY* 0.05% |
Product Individual Retirement Account |
Min. Opening Deposit $100 |
Min. Daily Balance to Earn APY None |
APY* 0.20% |
Balance |
Min. Opening Deposit |
Min. Daily Balance to Earn APY† |
APY* |
---|---|---|---|
Balance $0- $2,499.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY† None |
APY* 0.05% |
Balance $2,500- $24,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY† $2,500 |
APY* 0.07% |
Balance $25,000- $49,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY† $25,000 |
APY* 0.18% |
Balance $50,000- $99,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY† $50,000 |
APY* 0.18% |
Balance $100,000 and above |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY† $100,000 |
APY* 0.18% |
Balance |
Min. Opening Deposit |
Min. Daily Balance to Earn APY** |
APY*** |
---|---|---|---|
Balance $0 - $24,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** None |
APY*** 0.05% |
Balance $25,000 - $49,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** $25,000 |
APY*** 0.05% |
Balance $50,000 - $99,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** $50,000 |
APY*** 1.00% |
Balance $100,000 - $249,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** $100,000 |
APY*** 2.00% |
Balance $250,000 - $499,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** $250,000 |
APY*** 2.00% |
Balance $500,000 or greater |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** $500,000 |
APY*** 2.00% |
Terms |
Min. Opening Deposit |
APY* |
---|---|---|
Terms 5-month |
Min. Opening Deposit $1,000** |
APY* 4.00% |
Terms 6-month |
Min. Opening Deposit $1,000 |
APY* 0.15% |
Terms 12-month |
Min. Opening Deposit $1,000 |
APY* 0.20% |
Terms 13-month |
Min. Opening Deposit $1,000** |
APY* 4.00% |
Terms 15-month |
Min. Opening Deposit $5,000*** |
APY* 4.50% |
Terms 24-month |
Min. Opening Deposit $1,000 |
APY* 0.25% |
Terms 36-month |
Min. Opening Deposit $1,000 |
APY* 0.25% |
Terms 48-month |
Min. Opening Deposit $1,000 |
APY* 0.30% |
Terms 60-month |
Min. Opening Deposit $1,000 |
APY* 0.65% |
Min. Opening Deposit |
Min. Daily Balance to Earn APY |
APY* |
---|---|---|
Min. Opening Deposit $50 or $5 with Direct Deposit |
Min. Daily Balance to Earn APY None |
APY* 0.02% |
Balance |
Min. Opening Deposit |
Min. Daily Balance to Earn APY** |
APY*** |
---|---|---|---|
Balance $0 - $9,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** None |
APY*** 0.02% |
Balance $10,000 - $24,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** $10,000 |
APY*** 0.02% |
Balance $25,000 - $49,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** $25,000 |
APY*** 0.02% |
Balance $50,000 and above |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** $50,000 |
APY*** 0.03% |
Terms |
APR as low as* |
---|---|
Terms 1 year |
APR as low as* 8.25% |
Terms 2 years |
APR as low as* 8.50% |
Terms 3 years |
APR as low as* 8.75% |
Terms 4 years |
APR as low as* 9.25% |
Terms 5 years |
APR as low as* 9.75% |
Terms 6 years |
APR as low as* 10.75% |
Terms |
APR as low as* |
---|---|
Terms Revolving |
APR as low as* 13.00% |
Terms |
APR as low as* |
---|---|
Terms 1 to 3 years |
APR as low as* 5.75% |
Terms 4 years |
APR as low as* 5.90% |
Terms 5 years |
APR as low as* 5.99% |
Terms 6 years |
APR as low as* 6.24% |
Terms 7 years |
APR as low as* 8.15% |
Terms |
APR as low as* |
---|---|
Terms 1 to 3 years |
APR as low as* 6.50% |
Terms 4 years |
APR as low as* 6.65% |
Terms 5 years |
APR as low as* 6.74% |
Terms 6 years |
APR as low as* 6.99% |
Terms 7 years |
APR as low as* 8.90% |
Terms |
APR as low as* |
---|---|
Terms 1 to 3 years |
APR as low as* 7.25% |
Terms 4 years |
APR as low as* 7.40% |
Terms 5 years |
APR as low as* 7.49% |
Terms 6 years |
APR as low as* 7.74% |
Terms |
APR as low as* |
---|---|
Terms 1 to 3 years |
APR as low as* 8.00% |
Terms 4 years |
APR as low as* 8.15% |
Terms 5 years |
APR as low as* 8.24% |
Terms 6 years |
APR as low as* 8.49% |
Credit Card Product* |
Terms |
Current Variable Index Rate** |
---|---|---|
Credit Card Product* Always Cash Visa® Signature Rewards |
Terms Revolving |
Current Variable Index Rate** 18.00% APR |
Credit Card Product* Visa® Platinum Rewards |
Terms Revolving |
Current Variable Index Rate** 15.90% to 18.00% APR |
Credit Card Product* Share Secured Visa® Platinum Rewards |
Terms Revolving |
Current Variable Index Rate** 18.00% APR |
Fixed Rate Term |
Rate |
Points |
APR |
---|---|---|---|
Fixed Rate Term 30 year |
Rate 6.625% |
Points 2.125% |
APR 6.895% |
Fixed Rate Term 30 year |
Rate 7.000% |
Points 0.750% |
APR 7.135% |
Fixed Rate Term 15 year |
Rate 6.125% |
Points 1.750% |
APR 6.500% |
Fixed Rate Term 15 year |
Rate 6.500% |
Points 0.875% |
APR 6.736% |
Fixed Rate Term |
Rate |
Points |
APR |
---|---|---|---|
Fixed Rate Term 5 Year ARM |
Rate 6.125% |
Points 1.125% |
APR 7.489% |
Fixed Rate Term 5 Year ARM |
Rate 6.500% |
Points 0.250% |
APR 7.553% |
Fixed Rate Term 7 Year ARM |
Rate 6.250% |
Points 1.125% |
APR 7.317% |
Fixed Rate Term 7 Year ARM |
Rate 6.625% |
Points 0.250% |
APR 7.466% |
Fixed Rate Term 10 Year ARM |
Rate 6.375% |
Points 1.125% |
APR 7.134% |
Fixed Rate Term 10 Year ARM |
Rate 6.750% |
Points 0.250% |
APR 7.295% |
Fixed Rate Term |
Rate |
Points |
APR |
---|---|---|---|
Fixed Rate Term 30 year |
Rate 6.250% |
Points 1.375% |
APR 6.648% |
Fixed Rate Term 30 year |
Rate 6.375% |
Points 1.125% |
APR 6.750% |
Fixed Rate Term 15 year |
Rate 6.125% |
Points 1.750% |
APR 6.845% |
Fixed Rate Term 15 year |
Rate 6.250% |
Points 1.500% |
APR 6.930% |
Terms |
APR as low as |
---|---|
Terms 2-year Intro Rate |
APR as low as 7.50%** |
Terms 3-year Intro Rate |
APR as low as 7.99%** |
Terms 4-year Intro Rate |
APR as low as 7.99%** |
Terms 5-year Intro Rate |
APR as low as 7.99%** |
Terms Current Variable Index Rate |
APR as low as 8.25%*** up to $400,000 credit line |
Terms |
APR as low as |
---|---|
Terms Current Variable Index Rate |
APR as low as 9.00%** |
Terms |
APR as low as |
---|---|
Terms Current Variable Index Rate |
APR as low as 9.25% ** |
Terms |
APR as low as |
---|---|
Terms 2-year Intro Rate |
APR as low as 7.75%** |
Terms 3-year Intro Rate |
APR as low as 8.24%** |
Terms 4-year Intro Rate |
APR as low as 8.24%** |
Terms 5-year Intro Rate |
APR as low as 8.24%** |
Terms Current Variable Index Rate |
APR as low as 9.00%*** up to $1,000,000 credit line |
Terms |
APR as low as |
---|---|
Terms 2-year Intro Rate |
APR as low as 7.75%** |
Terms 3-year Intro Rate |
APR as low as 8.24%** |
Terms 4-year Intro Rate |
APR as low as 8.24%** |
Terms 5-year Intro Rate |
APR as low as 8.24%** |
Terms Current Variable Index Rate |
APR as low as 8.50%*** |
Interest Rate** Months 0 to 24 |
Interest Rate** Months 25 to 96 |
APR |
0.00% |
7.70% |
4.525% |
Interest Rate** Months 0 to 12 |
Interest Rate** Months 13 to 84 |
APR |
0.00% |
7.70% |
5.691% |