Rates
Product |
Min. Opening Deposit |
Min. Daily Balance to Earn APY |
APY* |
---|---|---|---|
Product Regular Share |
Min. Opening Deposit $20 |
Min. Daily Balance to Earn APY None |
APY* 0.03% |
Product Individual Retirement Account |
Min. Opening Deposit $100 |
Min. Daily Balance to Earn APY None |
APY* 0.18% |
Balance |
Min. Opening Deposit |
Min. Daily Balance to Earn APY† |
APY* |
---|---|---|---|
Balance $0- $2,499.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY† None |
APY* 0.03% |
Balance $2,500- $24,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY† $2,500 |
APY* 0.05% |
Balance $25,000- $49,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY† $25,000 |
APY* 0.07% |
Balance $50,000- $99,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY† $50,000 |
APY* 0.10% |
Balance $100,000 and above |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY† $100,000 |
APY* 0.15% |
Balance |
Min. Opening Deposit |
Min. Daily Balance to Earn APY** |
APY*** |
---|---|---|---|
Balance $0 - $24,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** None |
APY*** 0.02% |
Balance $25,000 - $49,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** $25,000 |
APY*** 0.02% |
Balance $50,000 - $99,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** $50,000 |
APY*** 0.15% |
Balance $100,000 - $249,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** $100,000 |
APY*** 0.17% |
Balance $250,000 - $499,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** $250,000 |
APY*** 0.22% |
Balance $500,000 or greater |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** $500,000 |
APY*** 0.22% |
Terms |
Min. Opening Deposit |
APY* |
---|---|---|
Terms 6-month |
Min. Opening Deposit $1,000 |
APY* 0.15% |
Terms 12-month |
Min. Opening Deposit $1,000 |
APY* 0.20% |
Terms 24-month |
Min. Opening Deposit $1,000 |
APY* 0.25% |
Terms 36-month |
Min. Opening Deposit $1,000 |
APY* 0.25% |
Terms 48-month |
Min. Opening Deposit $1,000 |
APY* 0.30% |
Terms 60-month |
Min. Opening Deposit $1,000 |
APY* 0.65% |
Min. Opening Deposit |
Min. Daily Balance to Earn APY |
APY* |
---|---|---|
Min. Opening Deposit $50 or $5 with Direct Deposit |
Min. Daily Balance to Earn APY None |
APY* 0.02% |
Balance |
Min. Opening Deposit |
Min. Daily Balance to Earn APY** |
APY*** |
---|---|---|---|
Balance $0 - $9,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** None |
APY*** 0.02% |
Balance $10,000 - $24,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** $10,000 |
APY*** 0.02% |
Balance $25,000 - $49,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** $25,000 |
APY*** 0.02% |
Balance $50,000 and above |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** $50,000 |
APY*** 0.03% |
Terms |
APR as low as* |
---|---|
Terms 1 year |
APR as low as* 5.00% |
Terms 2 years |
APR as low as* 5.25% |
Terms 3 years |
APR as low as* 5.50% |
Terms 4 years |
APR as low as* 6.00% |
Terms 5 years |
APR as low as* 7.00% |
Terms 6 years |
APR as low as* 8.00% |
Terms |
APR as low as* |
---|---|
Terms Revolving |
APR as low as* 8.00% |
Terms |
APR as low as* |
---|---|
Terms 1 to 3 years |
APR as low as* 2.75% |
Terms 4 years |
APR as low as* 2.90% |
Terms 5 years |
APR as low as* 3.00% |
Terms 6 years |
APR as low as* 3.74% |
Terms 7 years |
APR as low as* 5.15% |
Terms |
APR as low as* |
---|---|
Terms 1 to 3 years |
APR as low as* 3.50% |
Terms 4 years |
APR as low as* 3.65% |
Terms 5 years |
APR as low as* 3.75% |
Terms 6 years |
APR as low as* 4.49% |
Terms 7 years |
APR as low as* 5.90% |
Terms |
APR as low as* |
---|---|
Terms 1 to 3 years |
APR as low as* 4.25% |
Terms 4 years |
APR as low as* 4.40% |
Terms 5 years |
APR as low as* 4.50% |
Terms 6 years |
APR as low as* 5.24% |
Terms |
APR as low as* |
---|---|
Terms 1 to 3 years |
APR as low as* 5.00% |
Terms 4 years |
APR as low as* 5.15% |
Terms 5 years |
APR as low as* 5.25% |
Terms 6 years |
APR as low as* 5.99% |
Credit Card Product* |
Terms |
Current Variable Index Rate** |
---|---|---|
Credit Card Product* Visa® Signature Cash Rewards |
Terms Revolving |
Current Variable Index Rate** 10.90% to 12.90% APR |
Credit Card Product* Visa® Platinum Rewards |
Terms Revolving |
Current Variable Index Rate** 10.90% to 17.40% APR |
Credit Card Product* Share Secured Visa® Platinum Rewards |
Terms Revolving |
Current Variable Index Rate** 17.40% APR |
Fixed Rate Term |
Rate |
Points |
APR |
---|---|---|---|
Fixed Rate Term 30 year |
Rate 4.500% |
Points 1.625% |
APR 4.693% |
Fixed Rate Term 30 year |
Rate 4.625% |
Points 1.250% |
APR 4.786% |
Fixed Rate Term 30 year |
Rate 4.750% |
Points 0.750% |
APR 4.868% |
Fixed Rate Term 30 year |
Rate 5.250% |
Points -0.875% |
APR 5.250% |
Fixed Rate Term 15 year |
Rate 3.750% |
Points 1.250% |
APR 4.025% |
Fixed Rate Term 15 year |
Rate 4.000% |
Points 0.500% |
APR 4.164% |
Fixed Rate Term 15 year |
Rate 4.125% |
Points 0.125% |
APR 4.233% |
Fixed Rate Term 15 year |
Rate 4.500% |
Points -1.125% |
APR 4.500% |
Fixed Rate Term |
Rate |
Points |
APR |
---|---|---|---|
Fixed Rate Term 30 year |
Rate 4.125% |
Points 1.500% |
APR 4.486% |
Fixed Rate Term 30 year |
Rate 4.250% |
Points 0.750% |
APR 4.547% |
Fixed Rate Term 30 year |
Rate 4.375% |
Points 0.750% |
APR 4.674% |
Fixed Rate Term 30 year |
Rate 4.500% |
Points 0.250% |
APR 4.757% |
Fixed Rate Term 15 year |
Rate 4.125% |
Points 1.625% |
APR 4.785% |
Fixed Rate Term 15 year |
Rate 4.250% |
Points 1.250% |
APR 4.853% |
Fixed Rate Term 15 year |
Rate 4.375% |
Points 1.000% |
APR 4.941% |
Fixed Rate Term 15 year |
Rate 4.500% |
Points 0.875% |
APR 5.048% |
Terms |
APR as low as |
---|---|
Terms 1-year Intro Rate |
APR as low as 1.25%** |
Terms 2-year Intro Rate |
APR as low as 1.90%** |
Terms 3-year Intro Rate |
APR as low as 1.99%** |
Terms 4-year Intro Rate |
APR as low as 2.50%** |
Terms 5-year Intro Rate |
APR as low as 2.75%** |
Terms Current Variable Index Rate |
APR as low as 3.75%*** up to $250,000 credit line |
Terms |
APR as low as |
---|---|
Terms 6-month Intro Rate |
APR as low as 3.75%** |
Terms 1-year Intro Rate |
APR as low as 5.25%** |
Terms 2-year Intro Rate |
APR as low as 6.00%** |
Terms 3-year Intro Rate |
APR as low as 6.00%** |
Terms 4-year Intro Rate |
APR as low as 6.00%** |
Terms 5-year Intro Rate |
APR as low as 6.00%** |
Terms Current Variable Index Rate |
APR as low as 5.25%*** |
Terms |
APR as low as |
---|---|
Terms 6-month Intro Rate |
APR as low as 3.75%** |
Terms 1-year Intro Rate |
APR as low as 5.25%** |
Terms 2-year Intro Rate |
APR as low as 6.00%** |
Terms 3-year Intro Rate |
APR as low as 6.00%** |
Terms 4-year Intro Rate |
APR as low as 6.00%** |
Terms 5-year Intro Rate |
APR as low as 6.00%** |
Terms Current Variable Index Rate |
APR as low as 5.25%*** |
Terms |
APR as low as |
---|---|
Terms 6-month Intro Rate |
APR as low as 0.75%** |
Terms 1-year Intro Rate |
APR as low as 0.75%** |
Terms 2-year Intro Rate |
APR as low as 1.25%** |
Terms 3-year Intro Rate |
APR as low as 1.99%** |
Terms 4-year Intro Rate |
APR as low as 2.25%** |
Terms 5-year Intro Rate |
APR as low as 2.75%** |
Terms Current Variable Index Rate |
APR as low as 4.50%*** up to $1,000,000 credit line |
Terms |
APR as low as |
---|---|
Terms 6-month Intro Rate |
APR as low as 3.75%** |
Terms Current Variable Index Rate |
APR as low as 5.25%*** |
Terms |
APR as low as |
---|---|
Terms 6-month Intro Rate |
APR as low as 3.75%** |
Terms 1-year Intro Rate |
APR as low as 5.25%** |
Terms 2-year Intro Rate |
APR as low as 6.00%** |
Terms 3-year Intro Rate |
APR as low as 6.00%** |
Terms 4-year Intro Rate |
APR as low as 6.00%** |
Terms 5-year Intro Rate |
APR as low as 6.00%** |
Terms Current Variable Index Rate |
APR as low as 3.75%*** |
Interest Rate** Months 0 to 24 |
Interest Rate** Months 25 to 96 |
APR |
0.00% |
7.70% |
4.525% |
Interest Rate** Months 0 to 12 |
Interest Rate** Months 13 to 84 |
APR |
0.00% |
7.70% |
5.691% |