Product knowledge and honesty is a reason I like Hawaii State FCU. There’s no beating around the bush and/or excuses. You aren’t forced into doing anything. If you apply for a loan, you open an account if you accept the terms. If you decide you don’t want the loan, you’re not forced to open an account. It makes a lot of sense, so I send customers there when I can.
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1 Offer good from 6/1/2019 to 8/31/2019. APR is for a one-year term loan and it includes a 0.25% discount for automatic payment from a HSFCU Checking account. Without automatic payment, the APR will be 0.25 percentage points higher. This is the lowest rate available for a one-year term. Your APR will be based on your creditworthiness and may be higher. Payment Example: A loan of $1,000 with a 2.99% APR will have 12 monthly P&I payments of $84.69, which includes $16.27 total interest paid for the entire term of the loan. Offer applies to new HSFCU loans only. Open to Hawaii residents only. Certain terms and conditions apply. Free membership in the credit union is required.
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