All Hawaii State FCU branches will be closed on Monday, October 14 for a company-wide community service day. For 24/7 access to your accounts, use Digital Banking or the HSFCU Mobile App.

Personal Loans

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Happy family of five.

Be prepared for whatever life throws your way with Hawaii State FCU Personal Loans and Lines of Credit. Loans include flexible credit limits, low rates and easy repayment options.

  • Best if you want:

    Best if you want:

  • Low interest rates

    Low interest rates

  • Can be used as overdraft protection

    Can be used as overdraft protection

  • Variety of payment options

    Variety of payment options

  • Best if you want:

    To borrow up to $50,000 for a vacation, wedding or home remodel.

  • Low interest rates

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  • Can be used as overdraft protection

  • Variety of payment options

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  • Personal Loan Learn More

  • Best if you want:

    An account that allows you to approve your own loan anytime you need it.

  • Low interest rates

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  • Can be used as overdraft protection

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  • Variety of payment options

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  • Line of Credit Learn More

  • Best if you want:

    A quick loan secured by your Hawaii State FCU Share Savings account.

  • Low interest rates

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  • Can be used as overdraft protection

  • Variety of payment options

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  • Share Secured Loan Learn More


Member Testimonial

Product knowledge and honesty is a reason I like Hawaii State FCU. There’s no beating around the bush and/or excuses. You aren’t forced into doing anything. If you apply for a loan, you open an account if you accept the terms. If you decide you don’t want the loan, you’re not forced to open an account. It makes a lot of sense, so I send customers there when I can.

Chrystie M.

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Third Party Site Disclaimer

We may provide links to external websites that refer to third party services and products available to Hawaii State FCU members, for enrollment in Hawaii State FCU financial education webinars, or other purposes. Please review the terms and conditions of use carefully. We do not make any express or implied representation or warranty to you concerning the quality, safety or suitability of external websites, or their services, products, or contents. External websites are not under our control and may have different security, privacy and other. Using the links may identify you as a Hawaii State FCU member to the external website operator.  Services and products from third parties are not obligations of, nor endorsed or guaranteed by, Hawaii State FCU nor the National Credit Union Share Insurance Fund.  Alternative services and products may be obtained from other providers of your choice.

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