Personal Loans

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Happy family of five.

Be prepared for whatever life throws your way with Hawaii State FCU Personal Loans and Lines of Credit. Loans include flexible credit limits, low rates and easy repayment options.

  • Best if you want:

    Best if you want:

  • Low interest rates

    Low interest rates

  • Can be used as Overdraft Protection

    Can be used as Overdraft Protection

  • Variety of payment options

    Variety of payment options

  • Best if you want:

    To borrow up to $50,000 for a vacation, wedding or home remodel.

  • Low interest rates

  • Can be used as Overdraft Protection

  • Variety of payment options

  • Personal Loan Learn More

  • Best if you want:

    An account that allows you to approve your own loan anytime you need it.

  • Low interest rates

  • Can be used as Overdraft Protection

  • Variety of payment options

  • Line of Credit Learn More

  • Best if you want:

    A quick loan secured by your Hawaii State FCU Share Savings account.

  • Low interest rates

  • Can be used as Overdraft Protection

  • Variety of payment options

  • Share Secured Loan Learn More


Put Something Better Under the Tree

It’s never too early to start planning for the holidays. Take advantage of our Holiday Personal Loan featuring rates as low as 2.99% APR1 for a one-year term.

Hurry, offer ends December 31, 2019.

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Member Testimonial

Product knowledge and honesty is a reason I like Hawaii State FCU. There’s no beating around the bush and/or excuses. You aren’t forced into doing anything. If you apply for a loan, you open an account if you accept the terms. If you decide you don’t want the loan, you’re not forced to open an account. It makes a lot of sense, so I send customers there when I can.

Chrystie M.

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Disclosures

1 Offer good from 10/1/2019 to 12/31/2019. APR is for a one-year term loan and it includes a 0.25 percentage point discount for automatic payment from a HSFCU Checking account. Without automatic payment, the APR will be 0.25 percentage point higher. This is the lowest rate available for a one-year term. Your APR will be based on your creditworthiness and may be higher. Payment Example: A loan of $1,000 with a 2.99% APR will have 12 monthly P&I payments of $84.69, which includes $16.27 total interest paid. Offer applies to new HSFCU loans only. Certain terms and conditions apply. Must be a Hawaii resident. Credit union membership required. Contact us for eligibility.

Third Party Site Disclaimer

We may provide links to external websites that refer to third party services and products available to Hawaii State FCU members. Please review the terms and conditions of use carefully. Such services and products are not obligations of, nor endorsed or guaranteed by, Hawaii State FCU nor the National Credit Union Share Insurance Fund. We do not make any express or implied representation or warranty to you concerning the quality, safety or suitability of external websites, or their services or products. Alternative services and products may be obtained from other providers of your choice. External websites are not under our control and may have different policies and security. Using the links may identify you as a Hawaii State FCU member to the external website operator.

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