Expand your Wallet Wisdom
Free 1-Hour Seminars
Like any strong family, we support each other and share what we know. Join us for a free educational seminar.
Find financial peace of mind with interactive eLearning modules that cover everything, from identity theft to building a budget.
Free, confidential counseling is available for you and your immediate family.
Follow the Hawaii State FCU Wallet Wisdom blog. Learn tips and tricks to manage your money to improve your financial well-being.
Hawaii State FCU is a medium-sized financial institution that still operates as a small, friendly credit union. It has kept the same principles of service and loyalty to its members. Hawaii State FCU has strove and endeavored to offer services and benefits that only the large banks can. It is a great melding of the small and large that everyone looks for.
Throughout the process of buying a home, we felt totally supported by Hawaii State FCU and loved their transparency. I plan on teaching my soon-to-be-born-daughter about financial wellness with the help of Hawaii State FCU!
What do you want to work on?
You are more than a member, you are family.
Whether you’re buying your first car or first home, or simply saving for the future, we’ll help you every step of the way.Discover the difference
Call, email, or submit a question.
Toll-free: 1(888) 586-1056
Be a Money Guru
Learn how to read your credit report, create a budget, and save for the future with our online learning tools.
Get $50 Big Ones!
Open a Savings and Checking account with Direct Deposit or a Visa® Debit Card and receive $50!1Learn More
Join your new credit union family.
1. Ten (10) posted net purchase transactions with a HSFCU debit card within 30 days of checking account opening are required to qualify. Or open a new checking account with a direct deposit within 60 days of account opening. Annual percentage yields as of 12/1/2017, are as follows: Regular Savings: 0.10%, Simple Checking: 0.00%, Dividend Checking: 0.05%, Relationship Checking: 0.05% for balances up to $9,999.99, 0.05% for balances $10,000 to $24,999.99, 0.10% for balances $25,000 to $49,999.99 and 0.15% for balances $50,000+. Payment will be made to the savings account within 90 days after meeting conditions. APYs are accurate as of 12/1/2017. APYs and offer may change at any time. Offer applies to new members only. Limit of one per member. Payment subject to 1099 reporting requirements.
2. *Offer good from 10/1/2017 to 12/31/2017. APR is for a one-year term loan and it includes a 0.25% discount for automatic payment from a HSFCU Checking account. Without automatic payment, the APR will be 0.25 percentage points higher. This is the lowest rate available for a one-year term. Your APR will be based on your creditworthiness and may be higher. Payment Example: A loan of $1,000 with a 2.99% APR will have 12 monthly P&I payments of $85.01, which includes $20.10 total interest paid. Offer applies to new HSFCU loans only. You must be a Hawaii resident. Certain terms and conditions apply. Membership in the credit union is required.