We’ve updated our website and improved site navigation & user experience to maximize your financial well-being. Learn More

Online loan applications may be unavailable on Nov. 20th from 8 a.m.- 10 a.m. HST, due to maintenance.

Family of four having a great time.

Every story is unique

You can count on us to have your back every step of the way.

Scroll Down

Expand your Wallet Wisdom

Learn to manage, save, invest, borrow and spend wisely, now and in the future.

Free 1-Hour Seminars

Like any strong family, we support each other and share what we know. Join us for a free educational seminar.

Online Learning

Find financial peace of mind with interactive eLearning modules that cover everything, from identity theft to building a budget.

Financial Counseling

Free, confidential counseling is available for you and your immediate family.

Money Advice

Follow the Hawaii State FCU Wallet Wisdom blog. Learn tips and tricks to manage your money to improve your financial well-being.

Improve Your Financial Success

Hawaii State FCU is a medium-sized financial institution that still operates as a small, friendly credit union. It has kept the same principles of service and loyalty to its members. Hawaii State FCU has strove and endeavored to offer services and benefits that only the large banks can. It is a great melding of the small and large that everyone looks for.

Preston G., Member

Throughout the process of buying a home, we felt totally supported by Hawaii State FCU and loved their transparency. I plan on teaching my soon-to-be-born-daughter about financial wellness with the help of Hawaii State FCU!

Mark T., member

What do you want to work on?

Our Hawaii State FCU Financial Solutions Tool can help guide you down a financial path that’s right for you.
Find your ideal financial path by answering a few questions.My financial priority for the next year is to:

You are more than a member, you are family.

Whether you’re buying your first car or first home, or simply saving for the future, we’ll help you every step of the way.

Discover the difference
Member Amy smiling.

You make it possible to offer the best

Today's Rates

Auto Loan
as low as
1.99%
APR

Up to 4 years
Click for disclosures

Personal Loan
as low as
2.99%
APR
Credit Card
as low as
10.40%
APR

Visa® Signature
Click for disclosures

Mortgage Loan
as low as
3.500%
APR

30 year term
Click for disclosures

Mobile App Suite

Manage your accounts and cards on your smartphone or tablet.

Get the App »

Online Banking

You’re just a click away from your account information.

Enroll Now »

Locations

You’ll find branches and ATMs everywhere you go.

Find Locations Now »

Contact Us

Call, email, or submit a question.
(808) 587-2700
Toll-free: 1(888) 586-1056

Let’s Talk »

Be a Money Guru

Learn how to read your credit report, create a budget, and save for the future with our online learning tools.

Start Learning »

Visit a Branch

There’s always a branch nearby with 9 Hawaii State FCU locations, 5,000 Shared Branches, and nearly 30,000 surcharge-free ATMs.

Find One Near You »

Get $50 Big Ones!

Open a Savings and Checking account with Direct Deposit or a Visa® Debit Card and receive $50!1

Learn More
Open a savings, checking, and debit card. Get 50 big ones. See disclosures for details.

Photovoltaic Loans

Photovoltaic Loans that are as easy as flipping a switch.

Learn More
Power your home right. PV Loan available.

Join your new credit union family.

We'll always do right by you.
Disclosures

1. Ten (10) posted net purchase transactions with a HSFCU debit card within 30 days of checking account opening are required to qualify. Or open a new checking account with a direct deposit within 60 days of account opening. Annual percentage yields as of 11/1/2017, are as follows: Regular Savings: 0.10%, Simple Checking: 0.00%, Dividend Checking: 0.05%, Relationship Checking: 0.05% for balances up to $9,999.99, 0.05% for balances $10,000 to $24,999.99, 0.10% for balances $25,000 to $49,999.99 and 0.15% for balances $50,000+. Payment will be made to the savings account within 90 days after meeting conditions. APYs are accurate as of 11/1/2017. APYs and offer may change at any time. Offer applies to new members only. Limit of one per member. Payment subject to 1099 reporting requirements.

2. *Offer good from 10/1/2017 to 12/31/2017. APR is for a one-year term loan and it includes a 0.25% discount for automatic payment from a HSFCU Checking account. Without automatic payment, the APR will be 0.25 percentage points higher. This is the lowest rate available for a one-year term. Your APR will be based on your creditworthiness and may be higher. Payment Example: A loan of $1,000 with a 2.99% APR will have 12 monthly P&I payments of $85.01, which includes $20.10 total interest paid. Offer applies to new HSFCU loans only. You must be a Hawaii resident. Certain terms and conditions apply. Membership in the credit union is required.

Back to Top

We may provide links to external websites that refer to third party services and products available to Hawaii State FCU members. Please review the terms and conditions of use carefully. Such services and products are not obligations of, nor endorsed or guaranteed by, Hawaii State FCU nor the National Credit Union Share Insurance Fund. We do not make any express or implied representation or warranty to you concerning the quality, safety or suitability of external websites, or their services or products. Alternative services and products may be obtained from other providers of your choice. External websites are not under our control and may have different policies and security. Using the links may identify you as a Hawaii State FCU member to the external website operator.

Click “ACCEPT” to enter an external website. Click “Cancel” to return to HSFCU’s website.

Please remember to log off of Online Banking and Mobile Banking before going to any external website

Cancel Accept