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Expand your Wallet Wisdom
Free 1-Hour Seminars
Like any strong family, we support each other and share what we know. Join us for a free educational seminar.
Online Learning
Find financial peace of mind with interactive eLearning modules that cover everything, from identity theft to building a budget.
Financial Counseling
Free, confidential counseling is available for you and your immediate family.
Money Advice
Follow the Hawaii State FCU Wallet Wisdom blog. Learn tips and tricks to manage your money to improve your financial well-being.
Hawaii State FCU is a medium-sized financial institution that still operates as a small, friendly credit union. It has kept the same principles of service and loyalty to its members. Hawaii State FCU has strove and endeavored to offer services and benefits that only the large banks can. It is a great melding of the small and large that everyone looks for.
Throughout the process of buying a home, we felt totally supported by Hawaii State FCU and loved their transparency. I plan on teaching my soon-to-be-born-daughter about financial wellness with the help of Hawaii State FCU!
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You are more than a member, you are family.
Whether you’re buying your first car or first home, or simply saving for the future, we’ll help you every step of the way.
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Call, email, or submit a question.
(808) 587-2700
Toll-free: 1(888) 586-1056
Be a Money Guru
Learn how to read your credit report, create a budget, and save for the future with our online learning tools.
Visit a Branch
There’s always a branch nearby with 9 Hawaii State FCU locations, 5,000 Shared Branches, and nearly 30,000 surcharge-free ATMs.
New Member Promo
Open a Savings and Checking account with Direct Deposit or a Visa® Debit Card and receive $50!1
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Mortgage Loans
Looking for a mortgage loan to fit your budget? From initial application to closing, we’ll help you every step of the way.
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1. Ten (10) posted net purchase transactions with a HSFCU debit card within 30 days of checking account opening are required to qualify. Or open a new checking account with a direct deposit within 60 days of account opening. Annual percentage yields as of 1/1/2019, are as follows: Regular Savings: 0.10%, Simple Checking: 0.00%, Dividend Checking: 0.05%, Relationship Checking: 0.05% for balances up to $9,999.99, 0.05% for balances $10,000 to $24,999.99, 0.10% for balances $25,000 to $49,999.99 and 0.15% for balances $50,000+.
Payment will be made to the savings account within 90 days after meeting conditions. APYs are accurate as of 1/1/2019. APYs and offer may change at any time. Offer applies to new members only. Limit of one per member. Payment subject to 1099 reporting requirements.