Credit Cards
Choose the Best Hawaii State FCU Credit Card for Your Wallet!
Whether you’re looking for industry-leading cash back, points to use on merchandise and travel, or simply an option to build credit, Hawaii State FCU has options that are sure to fit your lifestyle.
Always Cash Visa® Signature Rewards Credit Card1
- Earn 2.5% Cash Back on Purchases with No Categories or Enrollments*
- Redemptions Available On Demand Via Online Banking!
- Visa Signature Benefits
- Premium Card Design with Visa Quick Read Numbers
- No Annual Fee, Foreign Transaction Fees, or Balance Transfer Fees!
Visa® Platinum Rewards Credit Card2
- Earn Rewards Points Good for Merchandise, Travel and Gift Cards
- Redemptions Via CU Rewards
- Secured Options Available
- No Annual Fee, Foreign Transaction Fees, or Balance Transfer Fees!
Share Secured Visa® Platinum Rewards Credit Card3
Establishing, building your credit or re-establishing your overall credit? This is the right card for you! Start earning good credit with each purchase and on-time payments.
Learn More
|
Credit Card Product* |
Terms |
Current Variable Index Rate** |
|---|---|---|
|
Credit Card Product* Always Cash Visa® Signature Rewards |
Terms Revolving |
Current Variable Index Rate** 18.00% APR |
|
Credit Card Product* Visa® Platinum Rewards |
Terms Revolving |
Current Variable Index Rate** 15.90% to 18.00% APR |
|
Credit Card Product* Share Secured Visa® Platinum Rewards |
Terms Revolving |
Current Variable Index Rate** 18.00% APR |
Ready to open a Hawaii State FCU Credit Card and need more assistance?
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1. The variable APR for Purchases, Balance Transfers and Cash Advances for the Always Cash Signature Rewards credit card is 18.00%, when you open your Account, based on your creditworthiness. The APRs are current as of 10/1/2023 and will vary with the market based on the U.S. Prime Rate. Rates are subject to change at any time without prior notice. We will not charge an APR greater than the maximum that we are permitted to charge by law (currently 18.0%). Cash Rewards are based on net purchases. Minimum credit line is $5,000 for the Always Cash Signature Rewards credit card. Certain terms and conditions apply. Membership in Hawaii State Federal Credit Union is required.
2. The variable APR for Purchases, Balance Transfers and Cash Advances for the Platinum Rewards card is 15.90% to 18.00%, when you open your Account, based on your creditworthiness. The variable APR for Purchases, Balance Transfers and Cash Advances for the Share Secured Platinum Rewards Credit Card is 18.00%. The APRs are current as of 10/1/2023 and will vary with the market based on the U.S. Prime Rate. Rates are subject to change at any time without prior notice. We will not charge an APR greater than the maximum that we are permitted to charge by law (currently 18.0%). Rewards Points are based on net purchases. Minimum credit line is $500 for the Platinum Rewards card. Certain terms and conditions apply. Membership in Hawaii State Federal Credit Union is required.
3. The variable APR for Purchases, Balance Transfers and Cash Advances for the Share Secure Platinum Rewards card is 18.00%, when you open your Account, based on your creditworthiness. The APRs are current as of 10/1/2023 and will vary with the market based on the U.S. Prime Rate. Rates are subject to change at any time without prior notice. We will not charge an APR greater than the maximum that we are permitted to charge by law (currently 18.0%). Rewards Points are based on net purchases. Minimum credit line is $500 for the Platinum Rewards card. Certain terms and conditions apply. Membership in Hawaii State Federal Credit Union is required.
*Earn 2.50% cash back on net purchases up to $5,000 each billing cycle. After that, a 1.25% cash back will apply to additional net purchases.
Federally insured by NCUA
Credit Card Holder Agreement | Credit Card Holder Application Disclosure