Relationship Package

Three generations of family.

Get the most value for your membership when you combine a Relationship Checking and a Relationship Max Account. Maximize the power of both your loans and deposits and start to earn more for your money.

Enjoy Better Rates

Earn higher dividends on your deposits.

Earn Rewards for Loans

Receive an additional bonus for qualifying loan balances.

Consolidate Accounts

Manage both deposit & loan accounts in one place.

Relationship Checking

Get rewarded for your deposit and loan relationships with us. Earn a regular dividend on your Relationship Checking1 balance plus receive an additional Relationship Bonus if you have a qualifying loan balance.

  • Monthly Service Fee Waived
  • Earns Dividends
  • 1% Cash Back
  • ATM Fee Rebates

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Relationship Max Share

Maximize your earning power with our highest yield savings account for larger balances. Relationship MAX2 Share rewards members with higher dividends, making this one of the best savings accounts in town. Designed to complement our Relationship Checking, saving money has never been more rewarding.

  • No monthly service fee
  • Earns High Dividends
  • Real-Time Deposits
  • Complements Relationship Checking

Click Here to Learn More >>

Balance

Min. Opening Deposit

Min. Daily Balance to Earn APY**

APY***

Balance

$0 - $9,999.99

Min. Opening Deposit

$2,500

Min. Daily Balance to Earn APY**

None

APY***

0.10%

Balance

$10,000 - $24,999.99

Min. Opening Deposit

$2,500

Min. Daily Balance to Earn APY**

$10,000

APY***

0.10%

Balance

$25,000 - $49,999.99

Min. Opening Deposit

$2,500

Min. Daily Balance to Earn APY**

$25,000

APY***

0.15%

Balance

$50,000 and above

Min. Opening Deposit

$2,500

Min. Daily Balance to Earn APY**

$50,000

APY***

0.20%

Balance

Min. Opening Deposit

Min. Daily Balance to Earn APY**

APY***

Balance

$0 - $24,999.99

Min. Opening Deposit

$2,500

Min. Daily Balance to Earn APY**

None

APY***

0.05%

Balance

$25,000 - $49,999.99

Min. Opening Deposit

$2,500

Min. Daily Balance to Earn APY**

$25,000

APY***

0.10%

Balance

$50,000 - $99,999.99

Min. Opening Deposit

$2,500

Min. Daily Balance to Earn APY**

$50,000

APY***

1.50%

Balance

$100,000 - $249,999.99

Min. Opening Deposit

$2,500

Min. Daily Balance to Earn APY**

$100,000

APY***

1.50%

Balance

$250,000 - $499,999.99

Min. Opening Deposit

$2,500

Min. Daily Balance to Earn APY**

$250,000

APY***

1.50%

Balance

$500,000 or greater

Min. Opening Deposit

$2,500

Min. Daily Balance to Earn APY**

$500,000

APY***

1.50%

Calculators to help you save and spend smart

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Disclosures

1. The monthly service fee for the Relationship Checking Account is not charged if the primary member has a $25,000 combined balance at the Credit Union. The combined balance is calculated by adding the primary member’s average daily balances during the month for all consumer savings, checking and term share accounts, and the balances at the end of the month for all consumer loans, lines-of-credit, home equity lines of credit (HELOCs) and credit cards in good standing. Accounts must remain open at the end of the month to be included. Mortgages, business accounts and business loans are excluded. The Credit Union may determine the credit card balance on a date prior to the end of the month.

Please see our Consumer Truth-in-Savings Non-Term Disclosure for more information regarding the Relationship Checking Account Monthly Service Fee, Relationship Bonus and Relationship Checking Debit Card Cash Back.

2. The Relationship Max Annual Percentage Yield (APY) on daily balances of $50,000 or more is 1.50%. For daily balances between $0 and $24,999, the APY is 0.05%; for daily balances between $25,000 and $49,999, the APY is 0.10%. When a particular daily balance range is met, the rate will apply to the full balance in the account. Other accounts and terms are available. For example, our Regular Share account has an APY of 0.25% for all balances. Contact us to help determine which account may be best for you. APYs are current as of 3/1/2019 and may change at any time. Relationship Checking is required for Relationship Max. Minimum to open a Relationship Max account is $2,500. Certain terms and conditions apply. Must be a Hawaii resident. Membership in the Credit Union is required.

See Consumer Truth-in-Savings Non-Term Disclosure for more information.

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