Checking and Savings Account Relationship Package

Relationship Package

Get the most value for your membership when you combine a Relationship Checking and a Relationship MAX^SM Account. Maximize the power of both your loans and deposits and start to earn more for your money.

Enjoy Better Rates

Earn higher dividends on your deposits.

Earn Rewards for Loans

Receive an additional bonus for qualifying loan balances.

Consolidate Accounts

Manage both deposit & loan accounts in one place.

Relationship Checking

Get rewarded for your deposit and loan relationships with us. Earn a regular dividend on your Relationship Checking¹ balance plus receive an additional Relationship Bonus if you have a qualifying loan balance.

Monthly Service Fee Waived
Earns Dividends
1% Cash Back
ATM Fee Rebates

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Relationship MAX^SM Share

Maximize your earnings with our highest yield liquid savings account for larger balances. Relationship MAX^SM Share* rewards members with higher dividends, making this one of the best savings accounts in town. Designed to complement our Relationship Checking, saving money has never been more rewarding.

No Monthly Service Fee
Earns High Dividendsax
Real-Time Deposits
Complements Relationship Checking

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Get More Out of Your Savings!

Start earning more! Open a Relationship MAX* and take advantage of our highest yield account.

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Balance	Min. Opening Deposit	Min. Daily Balance to Earn APY^**	APY^***
^* An additional Relationship Bonus may also apply. Please see our Consumer Truth-in-Savings Non-Term Disclosure for more information regarding the Relationship Bonus. ^ The Investment Share Account, Relationship MAX^SM Share and the Relationship Checking Account are tiered rate accounts. To determine the APY that will apply to your account, refer to the appropriate tier that applies to your account average daily balance for the month. When a particular average daily balance range is met, the APY will apply to the full balance in that account. ^* The Annual Percentage Yield (APY) may change after the account is opened. APYs are as of 8/31/2024, and may change at any time without notice. Fees may reduce earnings.
Balance $0 - $9,999.99	Min. Opening Deposit $2,500	Min. Daily Balance to Earn APY^** None	APY^*** 0.02%
Balance $10,000 - $24,999.99	Min. Opening Deposit $2,500	Min. Daily Balance to Earn APY^** $10,000	APY^*** 0.02%
Balance $25,000 - $49,999.99	Min. Opening Deposit $2,500	Min. Daily Balance to Earn APY^** $25,000	APY^*** 0.02%
Balance $50,000 and above	Min. Opening Deposit $2,500	Min. Daily Balance to Earn APY^** $50,000	APY^*** 0.03%

Balance	Min. Opening Deposit	Min. Daily Balance to Earn APY^**	APY^***
^* Relationship Checking is required. Minimum opening deposit of $2,500 is required. See Consumer Truth in Saving Non-Term Disclosure for more information. ^ Relationship MAX^SM Share is a tiered rate account. To determine the APY that will apply to your account, refer to the appropriate tier that applies to your account balance for that day. When a particular daily balance is met, the APY will apply to the full balance in that account. ^* The Annual Percentage Yield (APY) may change after the account is opened. APYs are as of 8/31/2024 and may change at any time without notice. Fees may reduce earnings.
Balance $0 - $24,999.99	Min. Opening Deposit $2,500	Min. Daily Balance to Earn APY^** None	APY^*** 0.05%
Balance $25,000 - $49,999.99	Min. Opening Deposit $2,500	Min. Daily Balance to Earn APY^** $25,000	APY^*** 0.05%
Balance $50,000 - $99,999.99	Min. Opening Deposit $2,500	Min. Daily Balance to Earn APY^** $50,000	APY^*** 1.00%
Balance $100,000 - $249,999.99	Min. Opening Deposit $2,500	Min. Daily Balance to Earn APY^** $100,000	APY^*** 2.00%
Balance $250,000 - $499,999.99	Min. Opening Deposit $2,500	Min. Daily Balance to Earn APY^** $250,000	APY^*** 2.00%
Balance $500,000 or greater	Min. Opening Deposit $2,500	Min. Daily Balance to Earn APY^** $500,000	APY^*** 2.00%

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Disclosures

1. The monthly service fee for the Relationship Checking Account is not charged if the primary member has a $25,000 combined balance at the Credit Union. The combined balance is calculated by adding the primary member’s average daily balances during the month for all consumer savings, checking and term share accounts, and the balances at the end of the month for all consumer loans, lines-of-credit, home equity lines of credit (HELOCs) and credit cards in good standing. Accounts must remain open at the end of the month to be included. Mortgages, business accounts and business loans are excluded. The Credit Union may determine the credit card balance on a date prior to the end of the month.

Please see our Consumer Truth-in-Savings Non-Term Disclosure for more information regarding the Relationship Checking Account Monthly Service Fee, Relationship Bonus and Relationship Checking Debit Card Cash Back.

* The Relationship MAX Annual Percentage Yield (APY) on daily balances of $100,000 or more is 2.00%. For daily balances from $0 to under $50,000, the APY is 0.05%; for daily balances between $50,000 to under $100,000, the APY is 1.00%. When a particular daily balance range is met, the rate will apply to the full balance in the account. Other accounts and terms are available. For example, our Regular Share account has an APY of 0.05% for all balances. Contact us to help determine which account may be best for you. APYs are current as of 8/31/2024, and may change at any time. Minimum to open a Relationship MAX account is $2,500. Relationship Checking is required for Relationship MAX, and it requires a minimum $2,500 to open. Certain terms and conditions apply. Fees may reduce earnings. Available to Hawaii residents only. Credit union membership is required. Contact us for eligibility.

Federally insured by NCUA

See Consumer Truth-in-Savings Non-Term Disclosure for more information.