Hawaii State FCU was founded in 1936 by a handful of government workers who believed in people helping people and watching out for one another’s back. Today, we still live by those founding ideals, ensuring that we are Always Right by You throughout your financial journey.
Celebrating 80 Years Together
30,000+ Surcharge-Free ATMs Nationwide
Wherever you go in the U.S. you’ll find a surcharge-free ATM where you can access your money as part of the Co-Op Network of ATMs.
Great Checking Benefits
Get more from your checking account, including the chance to earn interest and rewards points.
Affordable Auto Loans
Enjoy no loan or application fees and loan terms of up to 84 months.
You're an Owner
As a not-for-profit, all of our profits go back to you in the form of better rates, lower fees and innovative services.
We are part of the Shared Branching Network, which means you can access your money at other Hawaii credit unions, or at 5,000+ locations throughout the U.S.
Competitive Mortgage Options
From pre-qualification to closing, we’ll be with you every step of the way.
We’re owned and operated by our members, including active and retired state, city and county and Hawaii State FCU employees, their immediate families and household members, and families of existing Hawaii State FCU members. Also, any employee or member of a Select Employee Group (SEG) enrolled with Hawaii State FCU is eligible to join.
Leading the Way
Hawaii State FCU is one of the state’s leading financial institutions. We’re continually integrating new and innovative technologies to offer members greater convenience. That includes a mobile app to help our members manage their accounts on the go. We also offer a full range of financial services, including savings and checking accounts, mortgage loans, Home Equity Lines of Credit, debit and credit cards, as well as some of the best loan rates around.