Hawaii State FCU was founded in 1936 by a handful of government workers who believed in people helping people and watching out for one another’s back. Today, we still live by those founding ideals, ensuring that we are Always Right by You throughout your financial journey.

Member Impact Summary 2023

At Hawaii State FCU, being always right by you means doing things with purpose. Whether it’s providing our members with convenient financial solutions and quality service, taking care of our employees, or being a good community partner and working to enrich the lives of all – we are proud of what we have accomplished together. Here are some highlights from our 2023 Member Impact Summary.

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in share dividends given back to our members, WOW!

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in loans funded to help our members turn dreams into reality

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students received financial education from Hawaii State FCU

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donated to non-profit organizations, and 370 total employee volunteer hours

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donated to the Maui Food Bank; launched an Emergency Assistance Program

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awarded in scholarships for higher education & grants for public school teachers

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in cash back rewards with our new industry-leading credit card

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ITM access at select Hawaii State FCU and Safeway branches

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Credit Union by Forbes, Financial Brand and the Star-Advertiser

Celebrating 80 Years Together

You're an Owner

As a not-for-profit, all of our profits go back to you in the form of better rates, lower fees and innovative services.

Great Checking Benefits

Get more from your checking account, including the chance to earn interest and rewards points.

Affordable Auto Loans

Enjoy no loan or application fees and loan terms of up to 84 months.

Competitive Mortgage Options

From pre-qualification to closing, we’ll be with you every step of the way.

275+ Surcharge-Free ATMs in Hawaii

Wherever you go in Hawaii you’ll find a surcharge-free ATM using the Bank of Hawaii and Hawaii State FCU networks of ATMs.

5,600+ Shared Branch Locations Nationwide

Wherever you go in the U.S. you’ll find easy access to your money at participating credit unions in all 50 states.

We’re Not-for-Profit

We’re owned and operated by our members, including active and retired state, city and county and Hawaii State FCU employees, their immediate families and household members, and families of existing Hawaii State FCU members. Also, any employee or member of a Select Employee Group (SEG) enrolled with Hawaii State FCU is eligible to join.

Leading the Way

Hawaii State FCU is one of the state’s leading financial institutions. We’re continually integrating new and innovative technologies to offer members greater convenience. That includes a mobile app to help our members manage their accounts on the go. We also offer a full range of financial services, including savings and checking accounts, mortgage loans, Home Equity Lines of Credit, debit and credit cards, as well as some of the best loan rates around.

Easy Access for Members

The credit union belongs to a shared-branch service of more than 30 other credit union locations statewide. Hawaii State FCU members can visit any of these participating Shared Branch credit union locations to take care of their banking needs.

Member Service & Convenience

At Hawaii State FCU, we work hard every day to help you achieve your financial goals. You won’t see the behind-the-scenes action, but you will enjoy the speed and convenience of the process in the branches, over the phone and online through Online Banking and our Mobile App.

Where Money Has a Heart

Unlike a bank that’s more concerned with profit, we’re a not-for-profit concerned with our member’s financial and personal well-being. We’re all about people helping people. We hope that it shows in everything we do.
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Grants & Scholarships

Hawaii State FCU has already awarded more than half a million dollars in scholarships since 1996. Recipients each receive $5,000 to be used toward a university, college or trade/vocational school.

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It’s important to recognize and appreciate everything our Hawaii teachers do for our kids. That’s why we created the Investing in Education Grant. The money can be used to buy classroom supplies, books, electronics and more.

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We believe in volunteering for worthwhile causes in our local communities. Look for us out in the community year-round as we do our part to improve the lives of others.

Membership is a click away

Third Party Site Disclaimer

We may provide links to external websites that refer to third party services and products available to Hawaii State FCU members, for enrollment in Hawaii State FCU financial education webinars, or other purposes. Please review the terms and conditions of use carefully. We do not make any express or implied representation or warranty to you concerning the quality, safety or suitability of external websites, or their services, products, or contents. External websites are not under our control and may have different security, privacy and other. Using the links may identify you as a Hawaii State FCU member to the external website operator.  Services and products from third parties are not obligations of, nor endorsed or guaranteed by, Hawaii State FCU nor the National Credit Union Share Insurance Fund.  Alternative services and products may be obtained from other providers of your choice.

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