Hawaii State FCU was founded in 1936 by a handful of government workers who believed in people helping people and watching out for one another’s back. Today, we still live by those founding ideals, ensuring that we are Always Right by You throughout your financial journey.
Celebrating 80 Years Together
You're an Owner
As a not-for-profit, all of our profits go back to you in the form of better rates, lower fees and innovative services.
Great Checking Benefits
Get more from your checking account, including the chance to earn interest and rewards points.
Affordable Auto Loans
Enjoy no loan or application fees and loan terms of up to 84 months.
Competitive Mortgage Options
From pre-qualification to closing, we’ll be with you every step of the way.
275+ Surcharge-Free ATMs in Hawaii
Wherever you go in Hawaii you’ll find a surcharge-free ATM using the Bank of Hawaii and Hawaii State FCU networks of ATMs.
5,600+ Shared Branch Locations Nationwide
Wherever you go in the U.S. you’ll find easy access to your money at participating credit unions in all 50 states.
We’re owned and operated by our members, including active and retired state, city and county and Hawaii State FCU employees, their immediate families and household members, and families of existing Hawaii State FCU members. Also, any employee or member of a Select Employee Group (SEG) enrolled with Hawaii State FCU is eligible to join.
Leading the Way
Hawaii State FCU is one of the state’s leading financial institutions. We’re continually integrating new and innovative technologies to offer members greater convenience. That includes a mobile app to help our members manage their accounts on the go. We also offer a full range of financial services, including savings and checking accounts, mortgage loans, Home Equity Lines of Credit, debit and credit cards, as well as some of the best loan rates around.
Easy Access for Members
The credit union belongs to a shared-branch service of more than 30 other credit union locations statewide. Hawaii State FCU members can visit any of these participating Shared Branch credit union locations to take care of their banking needs.
Member Service & Convenience
At Hawaii State FCU, we work hard every day to help you achieve your financial goals. You won’t see the behind-the-scenes action, but you will enjoy the speed and convenience of the process in the branches, over the phone and online through Online Banking and our Mobile App.
Where Money Has a Heart
Grants & Scholarships
Hawaii State FCU has already awarded more than half a million dollars in scholarships since 1996. Recipients each receive $5,000 to be used toward a university, college or trade/vocational school.
It’s important to recognize and appreciate everything our Hawaii teachers do for our kids. That’s why we created the Investing in Education Grant. The money can be used to buy classroom supplies, books, electronics and more.
We believe in volunteering for worthwhile causes in our local communities. Look for us out in the community year-round as we do our part to improve the lives of others.