Board of Directors

2019 Board of Directors Election
February 28 to March 24

As a credit union member-owner, you enjoy the privilege of electing the Board of Directors and thus participate in decisions affecting the future and direction of Hawaii State FCU.

This year, there are two (2) open seats on the Board of Directors. Candidates receiving the two highest number of votes will be elected to serve a three-year term beginning in March 2019. Ballots will be tallied by CUBallot, an independent auditing firm.

Profiles of candidates are posted below and at The order in which the name of the candidates appear was determined by random draw and does not indicate appropriateness for election.

2019 Board of Director Nominees

The following statements were submitted to the Nominating Committee to fill two open seats on Hawaii State FCU’s Board of Directors. Each position carries a three-year term and begins in March 2019. Board members serve on a voluntary basis and are responsible for ensuring that the credit union serves the financial needs of its members. The Board works with the credit union’s management team to develop quality products and services to meet this goal.

Ways to Vote

For your convenience, members have three (3) ways to vote. Please choose only one method. Voting is open between 12:01 a.m. Thursday, February 28, 2019, and 11:59 p.m. Sunday, March 24, 2019.


Vote securely online at


Vote by confidential telephone ballot by calling 1 (888) 997-4502 (toll free)

Select OPTION 1 (for individuals)


Vote by mail-in paper ballot
Paper ballots will be mailed to members who have previously opted in for this option. Paper ballots may be requested by calling 1 (888) 997-4502 (toll free) and selecting OPTION 2, or by writing to CUBallot Election, P.O. Box 3156, Dublin, OH 43016, Attn: Hawaii State FCU Election.

We recommend you allow sufficient time to receive, complete and mail your paper ballot to our election tellers in Dublin, Ohio, by Sunday, March 24, 2019.

Business-entity members (corporations, LLCs, etc.) may only vote by mail-in paper ballot. An authorized account signatory may execute the ballot on behalf of the entity.


Please Note:
• Vote for no more than two (2) candidates.
• To be eligible to vote, you must be 16 years or older, and must be a member of the Credit Union as of December 31, 2018.
• Regardless of the method you select, you can only vote once.

Cast Your Vote Online to Support

Center for Tomorrow's Leader Photo

See How Hawaii State FCU is Heading into the Classrooms!

For every online vote we receive in our 2019 Board of Directors election, $5, up to $10,000, will be donated to the nonprofit Center for Tomorrow’s Leaders (CTL).

CTL is in the business of developing young leaders for Hawaii, working to engage, equip and empower Hawaii’s youth to become tomorrow’s visionary leaders. CTL currently offers weekly leadership development courses to more than 400 students in classrooms of participating schools across the state.

Hawaii State FCU has collaborated with CTL over the past year and a half by going directly into the classrooms to teach students about real-life financial topics that are not part of the school curriculum, including basic budgeting, balancing a checking account to learn about the power of saving, learning what harm debt can do to your credit and financing higher education. These financial education seminars have helped students build strong money habits early on while avoiding making mistakes that lead to lifelong money struggles.

Call for Supervisory Committee Applications

Hawaii State FCU is currently seeking candidates for one open seat on our Supervisory Committee. The seat carries a three-year term. By volunteering to serve on the Supervisory Committee, you have the opportunity to learn about credit union operations and take an active role in making Hawaii State FCU Hawaii’s premier credit union. The Supervisory Committee is responsible for ensuring that the credit union’s Board of Directors and management meet required financial reporting objectives and establish practices and procedures to safeguard members’ assets.

The Supervisory Committee consists of up to five volunteers and meets on a monthly basis to review various credit union operations.

If you are interested in applying for the open position on the Supervisory Committee, please contact the credit union’s Administrative Office at (808) 447-8050 or email [email protected]

Interested members must meet qualifications and submit an application no later than 5 p.m.  Friday, March 1, 2019.

Save the Date for Our 82nd Annual Meeting*

Saturday, March 30 at 10 a.m.
Japanese Cultural Center of Hawaii
Manoa Grand Ballroom

Registration will begin at 9 a.m. with the business meeting promptly following at 10 a.m. Agenda items include introduction of the 2018 Board of Directors and Supervisory Committee, president’s message, adoption of standing rules, Nominations Committee report, 2019 election results and a member forum.

Light refreshments will be served. There is no charge to attend the members-only Annual Meeting.

Register Today

* Annual Meeting is for MEMBERS ONLY. Please bring a government issued ID (Driver’s License, State ID, Passport or Military ID).

Attend a Complimentary Seminar After Our Annual Meeting

Following our Annual Meeting on March 30, we are offering two complimentary seminars. Both seminars will start promptly at 11:30 a.m. and you do not need to attend the Annual Meeting to attend either seminar.

Retire on Purpose

Many people experience a “sugar rush” while enjoying their first few months of newfound freedom in retirement only to experience an emotional “crash” as time wears on. Learn how to create a more meaningful retirement and why it’s important to have a solid financial plan.

Seminar will be conducted by John Melchor, CFP®, CFS®* with Jackson National Life Distributors.

Register Today

Understanding Medicare

Whether you’re new to Medicare or retiring soon, get answers to your Medicare questions. Learn about Original Medicare and other health care options; Medicare Parts A, B, C and D; costs and deadlines.

Seminar will be conducted by Taryn Kumamoto, a licensed independent agent with Premier Benefit Consultants, which is a Medicare insurance brokerage agency.

Register Today

Meet Our Board of Directors

  • Hawaii State FCU Vice Chairman Ryan Morita
    Ryan Morita
  • Hawaii State FCU Director Marion Higa
    Marion Higa
    Vice Chairman
  • Hawaii State FCU Chairman Grant Tanimoto
    Grant Tanimoto
  • Hawaii State FCU Treasurer / Secretary Terrence Aratani
    Terrence Aratani
  • Hawaii State FCU Director Richard Blangiardi
    Richard Blangiardi
  • Hawaii State FCU Director Kaulana Park
    Kaulana Park
  • Monica Toguchi
    Monica Toguchi Ryan

Where Money Has a Heart

Unlike a bank that’s more concerned with profit, we’re a not-for-profit concerned with our member’s financial and personal well-being. We’re all about people helping people. We hope that it shows in everything we do.

Grants & Scholarships

Hawaii State FCU has already awarded more than half a million dollars in scholarships since 1996. Recipients each receive $2,000 to be used toward a university, college or trade/vocational school.


It’s important to recognize and appreciate everything our Hawaii teachers do for our kids. That’s why we created the Investing in Education Grant. The money can be used to buy classroom supplies, books, electronics and more.


We believe in volunteering for worthwhile causes in our local communities. Look for us out in the community year-round as we do our part to improve the lives of others.

Join our family


* Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members. CFS does not provide tax advice. For specific tax advice, please consult a qualified tax professional.

Back to Top
Third Party Site Disclaimer

We may provide links to external websites that refer to third party services and products available to Hawaii State FCU members. Please review the terms and conditions of use carefully. Such services and products are not obligations of, nor endorsed or guaranteed by, Hawaii State FCU nor the National Credit Union Share Insurance Fund. We do not make any express or implied representation or warranty to you concerning the quality, safety or suitability of external websites, or their services or products. Alternative services and products may be obtained from other providers of your choice. External websites are not under our control and may have different policies and security. Using the links may identify you as a Hawaii State FCU member to the external website operator.

Click “ACCEPT” to enter an external website. Click “Cancel” to return to HSFCU’s website.

Please remember to log off of Online Banking and Mobile Banking before going to any external website

Cancel Accept