Financial Counseling & Debt Management

Everyone’s financial situation and needs are different. Financial counselors are available 24/7 for credit or debt counseling. Best yet, this is a free benefit for members and their immediate families.
Money Management International is the largest nonprofit, full-service credit counseling agency in the United States. Call 1 (800) 707-8428 or connect online.
Student Loan Counseling
Establish a plan to pay off your student debt.
Budget & Credit Counseling
Get your budget and credit in line with your income and needs.
Credit Report Reviews
Understand how to read your report and work toward a better score.
Debt Management Plans
Learn how to manage your debt and plan ahead for the future.
Foreclosure Prevention & Pre-Purchase Housing Counseling
Understand the ins and outs of buying a home and avoiding foreclosure.
Financial Education
Become an expert on topics ranging from buying a car to financing a college education.
Get Financially Healthy with Wallet Wisdom
Free 1-Hour Seminars
Like any strong family, we support each other and share what we know. Join us for a free educational seminar.
Online Learning
Find financial peace of mind with interactive online courses that cover everything, from identity theft to building a budget.
Financial Counseling
Free, confidential counseling is available for you and your immediate family.
Money Advice
Follow the Hawaii State FCU Wallet Wisdom blog. Learn tips and tricks to manage your money to improve your financial well-being.