UPDATE: To schedule an appointment for select services online, click here.

Financial Counseling & Debt Management

Money Management International logo.

Everyone’s financial situation and needs are different. Financial counselors are available 24/7 for credit or debt counseling. Best yet, this is a free benefit for members and their immediate families.

Money Management International is the largest nonprofit, full-service credit counseling agency in the United States. Call 
1 (800) 707-8428 or connect online.

Student Loan Counseling

Establish a plan to pay off your student debt.

Budget & Credit Counseling

Get your budget and credit in line with your income and needs.

Credit Report Reviews

Understand how to read your report and work toward a better score.

Debt Management Plans

Learn how to manage your debt and plan ahead for the future.

Foreclosure Prevention & Pre-Purchase Housing Counseling

Understand the ins and outs of buying a home and avoiding foreclosure.

Financial Education

Become an expert on topics ranging from buying a car to financing a college education.

Get Financially Healthy with Wallet Wisdom

Learn to manage, save, invest, borrow and spend wisely, now and in the future.
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Free 1-Hour Seminars

Like any strong family, we support each other and share what we know. Join us for a free educational seminar.

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Online Learning

Find financial peace of mind with interactive online courses that cover everything, from identity theft to building a budget.

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Financial Counseling

Free, confidential counseling is available for you and your immediate family.

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Money Advice

Follow the Hawaii State FCU Wallet Wisdom blog. Learn tips and tricks to manage your money to improve your financial well-being.

Improve Your Financial Success

Speak with a financial counselor

Third Party Site Disclaimer

We may provide links to external websites that refer to third party services and products available to Hawaii State FCU members, for enrollment in Hawaii State FCU financial education webinars, or other purposes. Please review the terms and conditions of use carefully. We do not make any express or implied representation or warranty to you concerning the quality, safety or suitability of external websites, or their services, products, or contents. External websites are not under our control and may have different security, privacy and other. Using the links may identify you as a Hawaii State FCU member to the external website operator.  Services and products from third parties are not obligations of, nor endorsed or guaranteed by, Hawaii State FCU nor the National Credit Union Share Insurance Fund.  Alternative services and products may be obtained from other providers of your choice.

Click “ACCEPT” to enter an external website. Click “Cancel” to return to HSFCU’s website.

Please remember to log off of Online Banking and Mobile Banking before going to any external website.

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