Relationship MAX
Be happier with your savings interest rate. MAX-imize your earnings power with our highest yield liquid savings account for larger balances.1
No Monthly Service Fee
Earn Dividends
On your average daily balance.
Real-Time Deposits
No delays or holds for direct deposit or most automatic payroll.
Relationship Package
Get the most value for your membership when you combine a Relationship Checking and a Relationship MAX1 account. Maximize the power of both your loans and deposits and start to earn more for your money. Learn more.
|
Balance |
Min. Opening Deposit |
Min. Daily Balance to Earn APY** |
APY*** |
|---|---|---|---|
|
Balance $0 - $24,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** None |
APY*** 0.02% |
|
Balance $25,000 - $49,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** $25,000 |
APY*** 0.02% |
|
Balance $50,000 - $99,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** $50,000 |
APY*** 0.15% |
|
Balance $100,000 - $249,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** $100,000 |
APY*** 0.17% |
|
Balance $250,000 - $499,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** $250,000 |
APY*** 0.22% |
|
Balance $500,000 or greater |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** $500,000 |
APY*** 0.22% |
Calculators to help you save and spend smart
Need a little extra help managing your finances?
Online Courses
Discover money management tips, learn new financial skills and more. Check out our wide range of free, short interactive online tutorials. Register for a free account, sign in and start learning.
Get Help Managing Your Money
Hawaii State FCU is collaborating with GreenPath Financial Wellness to offer you free individualized counseling, guidance, and the resources to be financially healthy.
Ready to open your Relationship Max account?
Stop by one of our branches
Contact us
1. Relationship MAX is a tiered rate account. When a particular daily balance range is met, the rate will apply to the full balance in the account. For daily balances between $0 and $24,999, the Relationship MAX Annual Percentage Yield (APY) is 0.02%; for daily balances between $25,000 and $49,999, the APY is 0.02%; for daily balances between $50,000 and $99,999, the APY is 0.15%; for daily balances between $100,000 and $249,999, the APY is 0.17%; for daily balances between $250,000 and $499,999, the APY is 0.22%; and for daily balances of $500,000 or more, the APY is 0.22%. Other accounts and terms are available. For example, our Regular Share account has an APY of 0.03% for all balances. Contact us to help determine which account may be best for you. APYs are current as of 9/30/2022, and may change at any time. Relationship Checking is required for Relationship MAX. Minimum to open a Relationship MAX account is $2,500. Certain terms and conditions apply. Must be a Hawaii resident. Credit union membership required. Contact us for eligibility.
Federally insured by NCUA
See Consumer Truth-in Savings Non-Term Disclosure for more information.