Relationship MAX SM
Be happier with your savings interest rate. MAX-imize your earnings power with our highest yield liquid savings account for larger balances.*
No Monthly Service Fee
Earn Dividends
On your average daily balance.
Real-Time Deposits
No delays or holds for direct deposit or most automatic payroll.
Get More Out of Your Savings!
Open a Relationship MAX* account and start earning more compared to the Hawaii Bank Savings Average of 0.06% APY.**
Relationship Package
Get the most value for your membership when you combine a Relationship Checking and a Relationship MAX* account. Maximize the power of both your loans and deposits and start to earn more for your money. Learn more.
|
Balance |
Min. Opening Deposit |
Min. Daily Balance to Earn APY** |
APY*** |
|---|---|---|---|
|
Balance $0 - $24,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** None |
APY*** 0.05% |
|
Balance $25,000 - $49,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** $25,000 |
APY*** 0.05% |
|
Balance $50,000 - $99,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** $50,000 |
APY*** 1.00% |
|
Balance $100,000 - $249,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** $100,000 |
APY*** 2.00% |
|
Balance $250,000 - $499,999.99 |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** $250,000 |
APY*** 2.00% |
|
Balance $500,000 or greater |
Min. Opening Deposit $2,500 |
Min. Daily Balance to Earn APY** $500,000 |
APY*** 2.00% |
Calculators to help you save and spend smart
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Online Courses
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Get Help Managing Your Money
Hawaii State FCU is collaborating with GreenPath Financial Wellness to offer you free individualized counseling, guidance, and the resources to be financially healthy.
Ready to open your Relationship MAX account?
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* The Relationship MAX Annual Percentage Yield (APY) on daily balances of $100,000 or more is 2.00%. For daily balances from $0 to under $50,000, the APY is 0.05%; for daily balances between $50,000 to under $100,000, the APY is 1.00%. When a particular daily balance range is met, the rate will apply to the full balance in the account. Other accounts and terms are available. For example, our Regular Share account has an APY of 0.05% for all balances. Contact us to help determine which account may be best for you. APYs are current as of 1/31/2023, and may change at any time. Minimum to open a Relationship MAX account is $2,500. Relationship Checking is required for Relationship MAX, and it requires a minimum $2,500 to open. Certain terms and conditions apply. Fees may reduce earnings. Available to Hawaii residents only. Credit union membership is required. Contact us for eligibility.
Federally insured by NCUA
See Consumer Truth-in Savings Non-Term Disclosure for more information.
** The Hawaii Bank Savings Average is based on the average of the highest published savings APY on $100,000 for the 4 largest banks in Hawaii as of 2/1/2023.