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Hawaii Mortgage & Home Loans

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At Hawaii State FCU, we’re here to help you buy your first or next home, or refinance the one you already own. We can even help you access your home’s equity to help pay for a major expense or simply want to have quick access to emergency funds.

  • Best if you want:

    Best if you want:

  • Lock in your rate and your payments

    Lock in your rate and your payments

  • Anywhere, anytime access

    Anywhere, anytime access

  • Experts advice and servicing

    Experts advice and servicing

Buy a Home

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  • Best if you want:

    The perfect home loan to buy your dream home.

  • Lock in your rate and your payments

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  • Anywhere, anytime access

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  • Experts advice and servicing

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  • Mortgage Loans
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Refinance Your Mortgage 

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  • Best if you want:

    To lower your monthly payments, change the terms of your loan, or both.

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  • Anywhere, anytime access

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  • Experts advice and servicing

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  • Refinance Mortgage
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Home Equity Line of Credit

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  • Best if you want:

    To pay for a remodel, vacation, high-interest debt, or have money for emergencies.

  • Lock in your rate and your payments

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  • Anywhere, anytime access

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  • Experts advice and servicing

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  • HELOC
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Buying your first home is a big step, and there are several opportunities for homebuyers with little money for a down payment. Learn about options for borrowers seeking no-down-payment home loans.

Send Us Your Home Loan Questions

Mortgages can seem complicated without the right team on your side. Send us your questions. Let us know how we can help you and we’ll get back to you within one business day.

Note: This is only available to Hawaii residents or existing Hawaii State FCU members.
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Member Testimonial

I never thought I’d actually own a home…To get my dream home, it was all possible because of Hawaii State Federal Credit Union.

Ace B.

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We may provide links to external websites that refer to third party services and products available to Hawaii State FCU members, for enrollment in Hawaii State FCU financial education webinars, or other purposes. Please review the terms and conditions of use carefully. We do not make any express or implied representation or warranty to you concerning the quality, safety or suitability of external websites, or their services, products, or contents. External websites are not under our control and may have different security, privacy and other. Using the links may identify you as a Hawaii State FCU member to the external website operator.  Services and products from third parties are not obligations of, nor endorsed or guaranteed by, Hawaii State FCU nor the National Credit Union Share Insurance Fund.  Alternative services and products may be obtained from other providers of your choice.

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