Mortgage Loans
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At Hawaii State FCU, we’re here to help you buy your first or next home, or refinance the one you already own. We can even help you access your home’s equity to help pay for a major expense or simply want to have quick access to emergency funds
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Best if you want:
Best if you want:
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Lock in your rate and your payments
Lock in your rate and your payments
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Anywhere, anytime access
Anywhere, anytime access
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Experts advice and servicing
Experts advice and servicing
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Best if you want:
The perfect home loan to buy your dream home.
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Lock in your rate and your payments
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Anywhere, anytime access
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Experts advice and servicing
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Mortgage Loans
Learn More
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Best if you want:
To lower your monthly payments, change the terms of your loan, or both.
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Lock in your rate and your payments
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Anywhere, anytime access
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Experts advice and servicing
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Refinance Mortgage
Learn More
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Best if you want:
To pay for a remodel, vacation, high-interest debt, or have money for emergencies.
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Lock in your rate and your payments
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Anywhere, anytime access
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Experts advice and servicing
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HELOC
Learn More
Send Us Your Home Loan Questions
Mortgages can seem complicated without the right team on your side. Send us your questions. Let us know how we can help you and we’ll get back to you within one business day.
I never thought I’d actually own a home…To get my dream home, it was all possible because of Hawaii State Federal Credit Union.
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Free 1-Hour Seminars
Like any strong family, we support each other and share what we know. Join us for a free educational seminar.
Online Learning
Find financial peace of mind with interactive eLearning modules that cover everything, from identity theft to building a budget.
Financial Counseling
Free, confidential counseling is available for you and your immediate family.
Money Advice
Follow the Hawaii State FCU Wallet Wisdom blog. Learn tips and tricks to manage your money to improve your financial well-being.
Need a little extra help managing your finances?
How to Become a Homeowner
When you’re ready to be a homeowner, this interactive eLearning module will help you explore the benefits and the costs associated with it. Plus, you’ll review the steps required to find a home and finance it.
Get to Know Today's Mortgages
This interactive eLearning module can prepare you to find and finance your first or next home. Explore the costs and benefits of home ownership, the different types of home loans and the process to secure a loan.