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Mortgage Loans

Happy family of three.

At Hawaii State FCU, we’re here to help you buy your first or next home, or refinance the one you already own. We can even help you access your home’s equity to help pay for a major expense or simply want to have quick access to emergency funds

  • Best if you want:

    Best if you want:

  • Lock in your rate and your payments

    Lock in your rate and your payments

  • Anywhere, anytime access

    Anywhere, anytime access

  • Experts advice and servicing

    Experts advice and servicing

  • Best if you want:

    The perfect home loan to buy your dream home.

  • Lock in your rate and your payments

  • Anywhere, anytime access

  • Experts advice and servicing

  • Mortgage Loans Learn More

  • Best if you want:

    To lower your monthly payments, change the terms of your loan, or both.

  • Lock in your rate and your payments

  • Anywhere, anytime access

  • Experts advice and servicing

  • Refinance Mortgage Learn More

  • Best if you want:

    To pay for a remodel, vacation, high-interest debt, or have money for emergencies.

  • Lock in your rate and your payments

  • Anywhere, anytime access

  • Experts advice and servicing

  • HELOC
    Learn More

Send Us Your Home Loan Questions

Mortgages can seem complicated without the right team on your side. Send us your questions. Let us know how we can help you and we’ll get back to you within one business day.

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Member Testimonial

I never thought I’d actually own a home…To get my dream home, it was all possible because of Hawaii State Federal Credit Union.

Ace B.

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How to Become a Homeowner

When you’re ready to be a homeowner, this interactive eLearning module will help you explore the benefits and the costs associated with it. Plus, you’ll review the steps required to find a home and finance it.

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Get to Know Today's Mortgages

This interactive eLearning module can prepare you to find and finance your first or next home. Explore the costs and benefits of home ownership, the different types of home loans and the process to secure a loan.

Start this online course>>

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We may provide links to external websites that refer to third party services and products available to Hawaii State FCU members. Please review the terms and conditions of use carefully. Such services and products are not obligations of, nor endorsed or guaranteed by, Hawaii State FCU nor the National Credit Union Share Insurance Fund. We do not make any express or implied representation or warranty to you concerning the quality, safety or suitability of external websites, or their services or products. Alternative services and products may be obtained from other providers of your choice. External websites are not under our control and may have different policies and security. Using the links may identify you as a Hawaii State FCU member to the external website operator.

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