All branches will be closed on Friday, July 3 and Saturday, July 4 for Independence Day. Access and manage your accounts 24/7 using Digital Banking or our Mobile App.

Become a Member

About us

Why Hawaii State FCU?

We’re focused on people, not profits.

While everyone gets an account number, we see our members as more than that—we know you by name and treat you like family. Most importantly, we’re always here to support you through every step of your financial journey.

2025 Member Impact Summary

At Hawaii State FCU, our mission is to empower a lifetime of personal and financial wellness for our members and community. Through this mission we remain committed to being always right by you, whether it’s by giving back to our members, providing financial literacy and education in our schools, or volunteering time and resources to support local nonprofit organizations. Here are some highlights from our 2025 Member Impact Summary.

Learn more about what we’ve accomplished in 2025 by viewing our Annual Report.

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Always Right By You

$36.5M

in share dividends given back to our members!

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Always Cash Rewards

$1.6M

in cash back rewards from our leading credit card.

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Making Dreams Possible

$410M

in loans funded to help turn dreams into reality.

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Volunteered Service

1,580+

hours of dedicated employee volunteer service.

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giving back to our community

$379k+

donated to non-profits, scholarships and grants.

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financial literacy

1,500+

students received financial wellness education.

the credit union difference

We’re a not-for-profit financial cooperative.

We are owned and operated by our members who pool their assets to receive favorable yields on accounts and competitive rates on loans.

Our members enjoy a variety benefits and discounts.

Learn more about the benefits of membership

The staff and tellers go out of their way to make my visit pleasant and timely. I am not charged like other banks for every little thing.

- Lorraine G., Member

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Fraud & Security
Keep Your Money Safe in a Federally Insured Credit Union
Read more
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Money Management
Top 5 Reasons to Join a Credit Union
Read more

Explore our Learning Center to build on your financial knowledge.

Browse our webinars, articles, or check out free online courses and access free individualized financial counseling.

Learn more about our free Credit Score Service available on Digital Banking to help take control of your financial future.

Visit the Learning Center

Where money has a heart

Unlike a bank driven by profits, we’re a not-for-profit dedicated to our member’s financial and personal well-being.

Learn more about our community impact
Scholarships
Teacher Grants
Giving
Member Benefits

Joining is easy! Become a Hawaii State FCU member today.

Join our credit union