Life often has plans of its own. Protect your family’s financial future with FlexCredit Protector2.
If a protected life event happens to you (and you’re a protected borrower or co-borrower on the loan), FlexCredit Protector will cancel or reduce repayment of your loan debt – lessen your, and your family’s, worries, about paying loans when your income may be reduced or lost.
- Loss of life, including those caused by acts of war
- Disability, including those caused by acts of war
- Involuntary unemployment
Contact us today to find out how to protect your loans.
Need a little extra help managing your finances?
Get to Know Your Current Credit Score
There are a lot of factors that go into your credit score, but the bottom line is that number can dramatically affect your ability to get a loan and how much you’ll pay for it. Learn all about how your credit is scored and ways to improve yours with a short eLearning video.
Get Help Managing Your Money
We’ve partnered with Money Management International, the largest nonprofit, full-service credit counseling agency in the United States, to bring you free financial counseling and debt management.
Calculators to help you save and spend smart
1 Offer good from 1/1/2020 to 1/31/2020. APR is for a one-year term loan and includes a 0.25 percentage point discount for automatic payment from an HSFCU Checking account. Without automatic payment, the APR will be 0.25 percentage points higher. This is the lowest rate available that HSFCU offers for a one-year term. Your actual APR will be based on your creditworthiness and may be higher. Payment Example: A loan of $1,000 with a 2.99% APR will have 12 monthly P&I payments of $84.69, which includes $16.27 in interest. Offer applies to new HSFCU loans only. Certain terms and conditions apply. Must be a Hawaii resident. Membership in the credit union is required.
2 Your purchase of FlexCredit Protector is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of FlexCredit Protector.