* Offer good from 11/1/2017 with a minimum loan amount of $500. APR includes a 0.25% discount for automatic payment from a Hawaii State FCU checking account. The APR will be 0.25% higher without automatic payment. Not for business or real estate loans. Refinances of existing Hawaii State FCU personal loans or lines-of-credit do not qualify for the offer. Membership in the credit union is required. Must be a Hawaii resident. Other restrictions apply.
Payment Example: A loan of $10,000 with a 6.00% APR will have: 12 payments of $861 for a one-year term; 24 payments of $443 for a two-year term; 36 payments of $304 for a three-year term; 48 payments of $235 for a four-year term; 60 payments of $193 for a five-year term; and 72 payments of $165 for a six-year term.
** Offer good with autopay. For a limited time offer.
Life often has plans of its own. Protect your family’s financial future with FlexCredit Protector1.
If a protected life event happens to you (and you’re a protected borrower or co-borrower on the loan), FlexCredit Protector will cancel or reduce repayment of your loan debt – lessen your, and your family’s, worries, about paying loans when your income may be reduced or lost.
Loss of life, including those caused by acts of war
Disability, including those caused by acts of war
Contact us today to find out how to protect your loans.
Need a little extra help managing your finances?
Get to Know Your Current Credit Score
There are a lot of factors that go into your credit score, but the bottom line is that number can dramatically affect your ability to get a loan and how much you’ll pay for it. Learn all about how your credit is scored and ways to improve yours with a short eLearning video.
1 Your purchase of FlexCredit Protector is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of FlexCredit Protector.
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We may provide links to external websites that refer to third party services and products available to Hawaii State FCU members. Please review the terms and conditions of use carefully. Such services and products are not obligations of, nor endorsed or guaranteed by, Hawaii State FCU nor the National Credit Union Share Insurance Fund. We do not make any express or implied representation or warranty to you concerning the quality, safety or suitability of external websites, or their services or products. Alternative services and products may be obtained from other providers of your choice. External websites are not under our control and may have different policies and security. Using the links may identify you as a Hawaii State FCU member to the external website operator.
Click “ACCEPT” to enter an external website. Click “Cancel” to return to HSFCU’s website.
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