Mortgage Rates

All rates are effective August 28, 2015. Updated at 8:00AM HST.

These rates are market indicators, and they are subject to change throughout the day.

Annual Percentage Rate = APR

Mortgage Rates*Program**RatePointsAPR
Conventional Fixed 30 year Fixed Rate 3.500% 2.250% 3.717%
Conventional Fixed 30 year Fixed Rate 3.625% 

1.250%

3.760%
Conventional Fixed 30 year Fixed Rate 3.750% 0.500% 3.824%
Conventional Fixed 15 year Fixed Rate 2.625% 2.125% 2.990%
Conventional Fixed 15 year Fixed Rate 2.750% 1.500%

3.025%

Conventional Fixed 15 year Fixed Rate 2.875% 0.750%

3.041%

All interest rates are based on a 30-day lock for owner-occupant 1st mortgage loans with a 20% down payment except where otherwise noted. APR's are based on loan amounts of $100,000. Rates and terms are subject to change or cancellation without notice. Certain restrictions may apply.
Payment example:
For a 15 year loan for $100,000 at 3.50% interest rate, no points, and an APR of 3.676%, the monthly principal and interest payment is $715. The total of all interest payments for 15 years is $28,679 and the total of all payments for 15 years $128,679. Payments do not include amounts for taxes and insurance premiums, and the actual payment obligation will be greater.

For a 30 year loan for $100,000 at 4.25% interest rate, no points, and an APR 4.352%, the monthly principal and interest payment is $492. The total of all interest payments for 30 years is $77,098 and the total of all payments for 30 years is $177,098. Payments do not include amounts for taxes and insurance premiums, and the actual payment obligation will be greater. NLMS# 405316
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