Visa Signature® Credit Card


Your Visa Signature® Cash Rewards Credit Card makes life more rewarding.

  • 1% Cash Back on all Purchases
  • No Annual Fee
  • Low Annual Percentage Rate (APR)
  • No Cash Advance Transaction Fees
  • No Balance Transfer Fees
  • No Foreign Transaction Fees
  • Fraud Protection & Secure Transactions with EMV Chip Technology
*Click here for disclosure on rate, fee and other cost information.

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If you are not a member of Hawaii State FCU, click here to view membership eligibility requirements. If your loan application is approved, then we will contact you to join and become a member of Hawaii State FCU before processing the loan. Although no additional collateral is required all loans are secured by other collateral pledged to the Credit Union and by your shares.
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For Purchases and Balance Transfers, the Six-Month Introductory APR is 6.9% for new accounts. For all other accounts, and after the first six months for new accounts, the Current Standard Variable APR is 8.5% to 10.5% based on your creditworthiness. The variable APR for Cash Advances is 8.5% to 10.5% based on your creditworthiness. The APRs are current as of January 1, 2015 and will vary with the market based on the U.S. Prime Rate. Rates are subject to change at any time without prior notice.
Minimum credit line is $5,000. Limited time offer and subject to change at any time. Certain terms and conditions apply. Membership in Hawaii State Federal Credit Union is required.