Share Secured Visa® Platinum Rewards Credit Card
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Good credit is earned. With a Share Secured Visa® Platinum Rewards Credit Card you can establish your good credit, or re-establish your overall credit one purchase at a time.
No Cash Advance Fees
Get quick cash without the costly fees.
No Annual Fee
This card comes with all the perks at no added cost.
No Foreign Transaction Fees
Save on extra charges when traveling abroad.
Low Annual Percentage Rate1
Shop with confidence, knowing your payments will be affordable.
Accepted Worldwide
Buy what you need when you need it anywhere Visa® is accepted.
Safety and Security
Thanks to EMV contactless chip technology and Visa®’s legendary fraud protection.
Build Credit
You’ll be building your credit with every purchase and on-time payment.
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Terms |
Current Variable Index Rate** |
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Terms Revolving |
Current Variable Index Rate** 17.15% APR |
Ready to Apply for a Share Secured Visa® Platinum Rewards Credit Card?
Start earning 5x the points! Get 5,000 bonus points when you make $1,000 in purchases in the first 90 days.
Schedule an appointment online at one of our branches if you need further assistance.
Schedule an Appointment
Explore Our Other Credit Cards
No matter if you’re looking for cash-back credit cards or a credit card with points, Hawaii State FCU has you covered. See our other credit cards.
ID Navigator Powered by NortonLifeLock
Hawaii State FCU Visa® Signature Cash Rewards and Visa® Platinum Rewards credit cards include ID Navigator Powered by NortonLifeLock, providing tools so you can act quickly if your identity is threatened.
Learn More
Design Your Own Credit Card
Show off your favorite photo every time you use your Hawaii State FCU Visa® Credit Card. Simply add an image and share your unique personality2.
To get started, log in to Online Banking and go to “Credit Card” account summary and then click “Design Your Own Card.”
Need a little extra help managing your finances?
Managing Your Debt
Learn more about the types of debt, managing payments, and the cycle of collections in our free online courses. Register for a free account, sign in and start learning.
Get Help Managing Your Money
Hawaii State FCU wants to help equip you with the resources and education you need for a lifetime of financial wellness. Check out GreenPath Financial Wellness and Money Management International for financial counseling and debt management assistance.
Credit Card App
The Hawaii State FCU Credit Card App allows for on-the-go credit card management that’s fast and easy while keeping you up to date on your transactions. Access is secure and protected by multi-factor authentication. No personal information is stored on your device.
- View recent and pending transactions.
- View next payment amount and due date.
- Make a payment to your card.
- Set up card controls and transaction alerts.
- Place a travel notification.
- Report a card lost or stolen.
Download the Credit Card App3
Credit Card Transaction Alerts & Controls
Keep track of your credit card with free transaction controls and alerts via text message or e-mail. Alerts include:
- Turn your card on and off.
- Set up customized transaction alerts including:
- Declined transactions.
- Transactions over the phone, online or through the mail.
- Transactions made at gas stations.
- Transactions exceeding a specific dollar amount.
- Transactions made outside of the U.S.
To take advantage of this great benefit, install the HSFCU Credit Card App and follow the enrollment instructions.
Travel Notifications
Travel notifications can now be added using the Hawaii State FCU Online Banking or the Credit Card App. If you’re planning a trip outside of the country and want to use your Hawaii State FCU credit card, please add a travel notification using one of these tools or contact us so we can keep your card from temporarily being blocked.
Credit Card Payment Options
- Pay via the Hawaii State FCU Credit Card App to make payments conveniently from the palm of your hand. Make payments using funds from your Hawaii State FCU account or from deposit accounts at other financial institutions.
- Online Banking gives you 24/7 access to your credit cards where you can view transactions and statements and make payments by transferring funds from another Hawaii State FCU account.
- Autopay allows you to set up automatic payments toward your statement balance, a set (recurring) amount or the minimum payment due on your credit card.
- Payments by Phone are available through our Member Service Call Center at Oahu: (808) 587-2700 or Toll-free: 1 (888) 586-1056. Or you can call Visa® Cardholder Services at 1 (866) 820-6821 to make a real-time payment from another financial institution. Please note: there is a Pay by Phone fee of $5.00 when paying through Visa® Cardholder Services.
Calculators to help you save and spend smart
Ready to apply for your Share Secured Visa® Credit Card?
Start your online application
Schedule an appointment at one of our branches.
Contact us
1. The variable APR for Purchases, Balance Transfers and Cash Advances for the Platinum Rewards card is 10.65% to 17.15%, when you open your Account, based on your creditworthiness. The APRs are current as of 10/1/2021 and will vary with the market based on the U.S. Prime Rate. Rates are subject to change at any time without prior notice. We will not charge an APR greater than the maximum that we are permitted to charge by law (currently 18.0%). Rewards Points are based on net purchases. Minimum credit line is $500 for the Platinum Rewards card. Certain terms and conditions apply. Membership in Hawaii State Federal Credit Union is required.
2. The first “Design Your Own Card” is complimentary. Thereafter, the fee for “Design Your Own Card” service is $9.95 per card. This feature is available 60 days after your card is issued.
3. Available only for Android™, iPhone® and iPad® devices. iPhone® and iPad® is a trademark of Apple® Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc. Standard messaging and data usage fees apply. Please contact your carrier for details.