This is the card that rewards your smart shopping. Every purchase you make earns you Rewards Points to be redeemed for electronics, travel, gift cards and more.
Earn Rewards Points
Your points add up fast for merchandise, travel or gift cards.
No Annual Fee
This card comes with all the perks and no fees.
Low Annual Percentage Rate1
Shop with confidence, knowing your payments will be affordable.
No Cash Advance Fees
Get quick cash without the unnecessary fees.
No Foreign Transaction Fees
Save on extra charges when traveling abroad.
Buy what you need when you need it anywhere Visa® is accepted.
Safety and Security
Thanks to EMV chip technology and Visa®’s legendary fraud protection.
Need a little extra help managing your finances?
Understand How to Manage Your Debt
Financing what you need with a credit card can be a smart way to manage your money. However, those cards can get you into trouble if you don’t carefully monitor every expense. Learn all about how to control your credit cards before they control you with a short eLearning video.
Get Help Managing Your Money
We’ve partnered with Money Management International, the largest nonprofit, full-service credit counseling agency in the United States, to bring you free financial counseling and debt management.
Calculators to help you save and spend smart
1. The variable APR for Purchases, Balance Transfers and Cash Advances for the Platinum Rewards card is 11.40% to 18.00%, when you open your Account, based on your creditworthiness. The APRs are current as of 2/5/2019 and will vary with the market based on the U.S. Prime Rate. Rates are subject to change at any time without prior notice. We will not charge an APR greater than the maximum that we are permitted to charge by law (currently 18.0%). Rewards Points are based on net purchases. Minimum credit line is $500 for the Platinum Rewards card. Certain terms and conditions apply. Membership in Hawaii State Federal Credit Union is required.
2. The first “Design Your Own Card” is complimentary. Thereafter, the fee for “Design Your Own Card” service is $9.95 per card. This feature is available 60 days after your card is issued.
3. Available only for Android™, iPhone® and iPad® devices. iPhone® and iPad® is a trademark of Apple® Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc. Standard messaging and data usage fees apply. Please contact your carrier for details.