Get the money you need and use it for anything you like. You’ll enjoy terms that fit your monthly budget and a loan balance that matches your savings.
Secured by Your Savings
100% secured by your credit union savings account.
Low Competitive Rates
Keep your payments affordable.
Flexible Repayment Terms
The longer the term the lower the monthly payments.
Explore Other Personal Loan Options
Whether it’s a Personal Loan or a Personal Line of Credit, Hawaii State FCU has you covered. See what’s right for you.
Life often has plans of its own. Protect your family’s financial future with FlexCredit Protector1.
If a protected life event happens to you (and you’re a protected borrower or co-borrower on the loan), FlexCredit Protector will cancel or reduce repayment of your loan debt – lessen your, and your family’s, worries, about paying loans when your income may be reduced or lost.
- Loss of life, including those caused by acts of war
- Disability, including those caused by acts of war
- Involuntary unemployment
Contact us today to find out how to protect your loans.
Calculators to help you save and spend smart
Need a little extra help managing your finances?
Managing Your Credit
Learn more about the types of credit, establishing credit, credit reporting, credit scores, and using credit responsibly in our free online courses. Register for a free account, sign in and start learning.
Get Help Managing Your Money
Hawaii State FCU is collaborating with GreenPath Financial Wellness to offer you free individualized counseling, guidance, and the resources to be financially healthy.
Ready to apply for your Share Secured Loan?
Start your online application
Stop by one of our branches
* Must be a Hawaii resident.
1. Your purchase of FlexCredit Protector is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of FlexCredit Protector.