NOTICE: The following branches will be CLOSED effective Monday, March 30, 2020 until further notice: Halekauwila, Ewa Beach, Hawaii Kai, Pearlridge, and Salt Lake. All other branches remain OPEN. More details.
Get the money you need and use it for anything you like. You’ll enjoy terms that fit your monthly budget and a loan balance that matches your savings.
Secured by Your Savings
100% secured by your credit union savings account.
Low Competitive Rates
Keep your payments affordable.
Flexible Repayment Terms
The longer the term the lower the monthly payments.
Life often has plans of its own. Protect your family’s financial future with FlexCredit Protector1.
If a protected life event happens to you (and you’re a protected borrower or co-borrower on the loan), FlexCredit Protector will cancel or reduce repayment of your loan debt – lessen your, and your family’s, worries, about paying loans when your income may be reduced or lost.
Loss of life, including those caused by acts of war
Disability, including those caused by acts of war
Contact us today to find out how to protect your loans.
Calculators to help you save and spend smart
Need a little extra help managing your finances?
Get to Know Your Current Credit Score
There are a lot of factors that go into your credit score, but the bottom line is that number can dramatically affect your ability to get a loan and how much you’ll pay for it. Learn all about how your credit is scored and ways to improve yours with a short eLearning course.
1. Your purchase of FlexCredit Protector is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of FlexCredit Protector.
We may provide links to external websites that refer to third party services and products available to Hawaii State FCU members. Please review the terms and conditions of use carefully. Such services and products are not obligations of, nor endorsed or guaranteed by, Hawaii State FCU nor the National Credit Union Share Insurance Fund. We do not make any express or implied representation or warranty to you concerning the quality, safety or suitability of external websites, or their services or products. Alternative services and products may be obtained from other providers of your choice. External websites are not under our control and may have different policies and security. Using the links may identify you as a Hawaii State FCU member to the external website operator.
Click “ACCEPT” to enter an external website. Click “Cancel” to return to HSFCU’s website.
Please remember to log off of Online Banking and Mobile Banking before going to any external website