Convenience at Your Fingertips – Using ATMs & ITMs

A graphic of ATM and ITM, Convenience at your fingertips. Displays photos of an ATM and an ITM.

Updated on August 25, 2023

Complete Transactions Without the Need for a Teller

Did you know that our Hawaii State FCU ATMs and Interactive Teller Machines (ITMs) can conduct all of the basic banking transactions normally done with the assistance of a teller? You can use these machines to make cash and check deposits, withdraw money in mixed bills ($1, $5 and $20, with other denominations offered at some machines) and check your account balances without ever having to stand in the teller line. They are convenient alternatives to handle your financial needs without ever stepping foot in the branch!

ATM and ITM — What’s the difference?

Hawaii State FCU’s ATMs, located at ten of our branch locations, are available 24/7 for your convenience. You can make cash and check deposits, withdraw money in mixed bills, check your balances and more. Our ITMs, which are available at nine locations including all three of our Safeway branches, offer these capabilities and more. In addition to handling deposits and mixed bill withdrawals, you can also transfer funds between accounts, and make loan and credit card payments.

What transactions can be done at an ATM vs. ITM?

•  Make Deposits (Cash or Check)
•  Withdraw Cash (Multiple Denominations)
•  Check Account Balances
•  Transfer Money Between HSFCU Accounts (accounts must be tied to your Debit Card)

•  Make Deposits (Cash or Check)
•  Withdraw Cash (Multiple Denominations)
•  View Mini Account Statements
•  Check Account Balances
•  Transfer Money Between HSFCU Accounts
•  Make Loan Payments
•  Make Credit Card Payments

Both our ATMs and ITMs are available for your convenience.

ITMs are available during regular branch hours at:
•  Ali‘i Branch
•  Ewa Beach Branch
•  Headquarters Branch (Queen Street)
•  Kahului Branch
•  Pearlridge Branch
•  Salt Lake Branch
•  Hawaii Kai Branch at Safeway
•  Kapahulu Branch at Safeway
•  Kihei Branch at Safeway

ATMs at ten branch locations are available. Members may also enjoy surcharge-free withdrawals at all Bank of Hawaii ATMs. Find a branch nearest you.

We’re here for you. Offering more convenience and options to help you with your transactions and other financial needs — it’s just one of the ways we show our commitment to our members and our promise to be always right by you.

Want to learn more? Read a related blog about ITMs.

About HSFCU Marketing

Hawaii State FCU firmly believes that financial education empowers people to make smarter decisions throughout their lives, resulting in a better financial future. We do this by providing useful financial tools such as educational blogs, online courses and free webinars on a variety of topics including planning for retirement, debt management and buying a home. For more information on these and other resources, including free financial calculators and budget-friendly recipes, visit and click on “Financial Health.”

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