All rates are effective 10/19/2026. Updated at 8:00 AM HST. Advertised interest rates reflect standard pricing. APRs shown include a temporary reduction of one origination point (1.00% of the loan amount). This is a limited-time offer and is subject to change without notice. Standard origination charges are higher. These rates are market indicators, and they are subject to change throughout the day.
Annual Percentage Rate = APR
Advertised rates and APRs are “as low as” rates effective 10/19/2026 and may not be available to all borrowers. Displayed rates and APRs may vary based on creditworthiness, loan-to-value ratio (LTV), occupancy, property type, loan purpose, loan amount, and other underwriting and pricing factors. Rates are subject to change without notice. All loans are subject to credit approval.
Payment example:
30-Year Fixed: Based on a 20% down payment, 360 monthly principal and interest payments of $665.30 for every $100,000 borrowed, based on a 7.000% interest rate and 7.075% APR. Payments do not include amounts for taxes and insurance premiums, and the actual payment obligation will be greater.
If you have any questions please email: MLO@hsfcu.com
