Refinance Your Mortgage

Apply now
New family looking to refinance their home.

Refinancing your home loan is quick and easy when you’re a member of Hawaii State FCU. Let’s refinance your mortgage today.

Ready to Refinance Your Mortgage and need assistance?

Schedule an appointment online with one of our mortgage loan officers.

Fixed Rate Term

Rate

Points

APR

Fixed Rate Term

30 year

Rate

6.750%

Points

2.000%

APR

7.009%

Fixed Rate Term

30 year

Rate

7.250%

Points

0.500%

APR

7.362%

Fixed Rate Term

15 year

Rate

6.000%

Points

1.875%

APR

6.394%

Fixed Rate Term

15 year

Rate

7.000%

Points

0.375%

APR

7.158%

Calculators to help you save and spend smart

Mortgage Loan Options

Cash Out Refinance

A cash-out refinance replaces your existing mortgage loan with a new loan for more than you owe on your house by using the equity you’ve built up in your home. The difference goes to you in cash and you can spend it on home improvements, debt consolidation or just about any other financial need.

Shorten Loan Term

Refinance your mortgage to a shorter term to help pay off your loan faster. If you have a 30-year mortgage loan and refinance into a 15-year fixed rate loan you could pay off your mortgage faster and save money on interest over the life of the loan.

Meet Your Refinance Experts

We’re here to help. Call or book an appointment online with a Mortgage Loan Officer today. You can also call our Member Service Call Center at (808) 587-2700 or Toll-free 1 (888) 586-1056 and select option “4”.


Ready to Refinance Your Mortgage?

Start your online application

Apply now

Schedule an appointment at one of our branches.

Schedule an Appointment
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