“All the ways” we make your financial life easier

The Definition of allways.
What is allways? It’s all the ways we work to serve our members. In all the solutions we provide. It’s all our members could ask for. And it makes all the difference.
Current Promotions | allways adding value.
From competitive rates to special offers, we provide our members with more opportunities to make your money work for you.
5 Month Term Share Special* and 9 Month Term Share Special.** Limited-time offer!
For more information, please call
Oahu: (808) 587-2700
US Toll-Free: (888) 586-1056
Or, visit any one of our branch locations.

Open a Relationship MAXSM Account1
Get more out of your savings with our highest yield liquid savings account for larger balances. Earn more compared to the Hawaii Bank Savings Average of 0.06% APY.2
Visit a Branch | Schedule an Appointment
Hawaii State Federal Credit Union | allways here for you.
Become a Member | Products | Financial Education | Giving Back to the Community
Become a Member
allways your financial institution.
Enjoy better rates, state-of-the-art technology and the personalized service that has made us one of Hawaii’s premier credit unions. Becoming a member may be easier than you think!
Join Today!
Products
allways solutions.
Whether you’re looking to earn more, spend less, consolidate bills, or purchase your first home – we offer a full range of products to meet your financial needs.
Savings | Checking | Credit Cards

Financial Education
allways learning.
From free webinars, to online calculators, blogs and other resources, we give you the tools you need to start on the path to financial wellness.
Get Financially Healthy
Community
allways supportive.
We are strong believers in the power of community, and are proud to support many organizations.
How We Give Back
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1. The Relationship MAX Annual Percentage Yield (APY) on daily balances of $100,000 or more is 2.00%. For daily balances from $0 to under $50,000, the APY is 0.05%; for daily balances between $50,000 to under $100,000, the APY is 1.00%. When a particular daily balance range is met, the rate will apply to the full balance in the account. Other accounts and terms are available. For example, our Regular Share account has an APY of 0.05% for all balances. Contact us to help determine which account may be best for you. APYs are current as of 5/31/2023, and may change at any time. Minimum to open a Relationship MAX account is $2,500. Relationship Checking is required for Relationship MAX, and it requires a minimum $2,500 to open. Certain terms and conditions apply. Fees may reduce earnings. Available to Hawaii residents only. Credit union membership is required. Contact us for eligibility.
2. The Hawaii Bank Savings Average is based on the average of the highest published savings APY on $100,000 for the 4 largest banks in Hawaii as of 2/1/2023.
* 5 Month Term Share: A minimum of $1,000 to open; maximum of $50,000 per member.
** 9 Month Term Share: All funds must come from another financial institution; a minimum of $5,000 to open.
Annual Percentage Yields (APYs) for the above-mentioned term shares are as of June 1, 2023, and are subject to change without notice. A penalty may be imposed for early withdrawals. Fees may reduce earnings. The Term Share will automatically renew at maturity for a standard 6 Month Term Share at our prevailing dividend rate. Offer is not applicable to IRA Term Share Accounts. Available to Hawaii residents only. Credit union membership is required. Contact us for eligibility.
Federally insured by NCUA