“All the ways” we make your financial life easier
The Definition of allways.
What is allways? It’s all the ways we work to serve our members. In all the solutions we provide. It’s all our members could ask for. And it makes all the difference.
Earn more with a Right By You Savings Account.
Visit a branch to open your account today! For a limited time only.
5 Month* and 9 Month** Term Share Specials. Limited-time offer!
For more information, please call
Oahu: (808) 587-2700
US Toll-Free: (888) 586-1056
Or visit any one of our branch locations.
See all Term Share rates.
Get More Out of Your Savings!
Start earning more! Open a Relationship MAX³ and take advantage of our highest yield account.
View Rates | Visit a Branch | Schedule an Appointment
Hawaii State Federal Credit Union | allways here for you.
Become a Member | Products | Financial Education | Giving Back to the Community
Become a Member
allways your financial institution.
Enjoy better rates, state-of-the-art technology and the personalized service that has made us one of Hawaii’s premier credit unions. Becoming a member may be easier than you think!
Join Today!
Products
allways solutions.
Whether you’re looking to earn more, spend less, consolidate bills, or purchase your first home – we offer a full range of products to meet your financial needs.
Savings | Checking | Credit Cards
Financial Education
allways learning.
From free webinars, to online calculators, blogs and other resources, we give you the tools you need to start on the path to financial wellness.
Get Financially Healthy
Community
allways supportive.
We are strong believers in the power of community, and are proud to support many organizations.
How We Give Back
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Schedule an appointment at one of our branches.
1. Based on the published Annual Percentage Yield (APY) for balances up to $250,000 from the 4 largest banks based in Hawaii on 9/23/2024. Conditions differ for each institution.
2. This is a limited-time account and rates are subject to change at any time. As of 12/1/2024, the Annual Percentage Yield (APY) on daily balances up to $250,000.00 is 5.00%. For daily balances $250,000.01 and over, the APY is 0.05% on that portion of the daily balance resulting in a range of 5.00% to 0.05% APY depending on the account’s daily balance. Dividends are based on the dividend rate for the balance within each tier. A minimum of $10,000 in new funds is required to open a RBY Account. Certain terms and conditions apply. Fees may reduce earnings. Available to Hawaii residents only. Credit Union membership is required.
* 5 Month Term Share: Minimum of $5,000 from another financial institution to open. Maximum cap of $250,000 per member.
** 9 Month Term Share: A minimum of $1,000 to open.
Annual Percentage Yields (APYs) are as of 12/1/2024, and are subject to change without notice. A penalty may be imposed for early withdrawals. Fees may reduce earnings. The 5 Month and 9 Month Term Shares will automatically renew at maturity for a standard 6 Month Term Share at our prevailing dividend rate. Offer is not applicable to IRA Term Share Accounts. Available to Hawaii residents only. Credit union membership is required. Contact us for eligibility.
Federally insured by NCUA
3. The Relationship MAX Annual Percentage Yield (APY) on daily balances of $100,000 or more is 2.00%. For daily balances from $0 to under $50,000, the APY is 0.05%; for daily balances between $50,000 to under $100,000, the APY is 1.00%. When a particular daily balance range is met, the rate will apply to the full balance in the account. Other accounts and terms are available. For example, our Regular Share account has an APY of 0.05% for all balances. Contact us to help determine which account may be best for you. APYs are current as of 11/30/2024, and may change at any time. Minimum to open a Relationship MAX account is $2,500. Relationship Checking is required for Relationship MAX, and it requires a minimum $2,500 to open. Certain terms and conditions apply. Fees may reduce earnings. Available to Hawaii residents only. Credit union membership is required. Contact us for eligibility.
Federally insured by NCUA