Friday, 5/17/24: Our Hawaii Kai Branch is temporarily closed due to a power outage. Please visit our nearby Hawaii Kai Branch at Safeway in the Hawaii Kai Shopping Center for your immediate financial needs. We apologize for the inconvenience.

Routing Number

Blank check graphic with a circle around the Hawaii State FCU routing number

Hawaii State FCU’s Routing Number: 321379041

A financial institution’s routing number is used for a variety of transactions, including setting up direct deposit, preparing your tax returns, and more. Take a look at a few frequently asked questions about routing numbers and when you need to use them.


Routing numbers are nine-digit numbers that identify a bank or credit union in a financial transaction.

•  Setting up a direct deposit.
•  Filing your taxes to receive your tax refund or debit a tax payment.
•  Transferring money between accounts at different financial institutions.
•  Setting up automatic loan payments or recurring transfers, like bill payments.
•  Conducting Automated Clearing House (ACH).

•  The routing number is found at the bottom left corner of your personal checks.
•  It’s the first nine digits of the long line of numbers.
•  The string of numbers contains your routing number, account number and the check number, listed in that order.

Enroll in Direct Deposit

Direct Deposit is the free, safe and easy way to automatically deposit your paycheck into your Hawaii State FCU checking account.

To enroll in Hawaii State FCU’s Direct Deposit program through your employer, download this form and return it to your payroll office. Or, contact your employer’s payroll or personnel office to find out if Direct Deposit is available, and provide them with Hawaii State FCU Routing Number: 321379041.

Direct Deposit Enrollment form

Use Account Numbers for Your Tax Returns

Hawaii State FCU would like to remind members to double-check all account information carefully when preparing to file your Federal and/or State tax returns. The IRS and State use account numbers, and not names or member numbers, to issue refunds and verify payment. Providing incorrect information may result in your direct deposit being returned.

Image of tax documents.

Tips to help you enter the correct information to receive payments in a timely manner.

1. Enter Hawaii State FCU’s routing number: 321379041

2. Enter your Hawaii State FCU Savings or Checking account number. This number can be found on your checks or monthly deposit statements. Please do not use your member number. When entering your account number, do not use any dashes, symbols or letters.

If you are unsure of your account number, there are several ways to find it:

  • By referring to your monthly deposit statement
  • By logging on to Digital Banking (Select your account then click “Account Details.”)
  • By using the HSFCU Mobile App (Select your account then click “Details.”)

3. Never direct your tax refund to someone else’s account.

Hawaii State FCU does not provide tax, legal or accounting advice. The information is for informational purposes only. You should consult your tax, legal or accounting advisors for further guidance.

Transferring Money Between Financial Institutions

To transfer money from your Hawaii State FCU checking account to an outside account, you must provide the following:

  • Beneficiary (Recipient’s) Name
  • Beneficiary (Recipient’s) Physical Address – NO PO Boxes Allowed
  • Beneficiary (Recipient’s) Account Number
  • Name of Receiving Financial Institution
  • Receiving Financial Institution ABA/Routing Number
  • Any special instructions (if applicable)
  • The wire transfer is $35 and will need to be requested at any branch location.

Check Reorders

Out of checks? No problem. Simply order another box of checks here. You will need to provide your account number and the Hawaii State FCU Routing Number: 321379041

Need Help?

 Visit your nearest branch or call our Member Service Call Center at (808) 587-2700 on Oahu or Toll-free (888) 586-1056.

Third Party Site Disclaimer

We may provide links to external websites that refer to third party services and products available to Hawaii State FCU members, for enrollment in Hawaii State FCU financial education webinars, or other purposes. Please review the terms and conditions of use carefully. We do not make any express or implied representation or warranty to you concerning the quality, safety or suitability of external websites, or their services, products, or contents. External websites are not under our control and may have different security, privacy and other. Using the links may identify you as a Hawaii State FCU member to the external website operator.  Services and products from third parties are not obligations of, nor endorsed or guaranteed by, Hawaii State FCU nor the National Credit Union Share Insurance Fund.  Alternative services and products may be obtained from other providers of your choice.

Click “ACCEPT” to enter an external website. Click “Cancel” to return to HSFCU’s website.

Please remember to log off of Online Banking and Mobile Banking before going to any external website.

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