Investment Services
Hawaii State Investment Services
Available through CUSO Financial Services, L.P.
Financial planning isn’t just for long-term goals like retirement. It’s just as valuable in helping you plan your month-to-month expenses and short-term objectives like vacations or saving for a first home. Take advantage of the services we offer and let our CUSO Financial Services, L.P. (CFS)* financial representatives help you reach your financial goals.
Retirement Income Planning
Retirement should be about enjoying yourself, not questioning your retirement plan. Our CFS representatives will provide you with the guidance and support you need to help take charge of your retirement.
Financial Planning
Investing isn’t just about money – it’s about your future. Let us help you create the future you want for yourself and your family. Whether you’re an experienced investor or new to investing, we’re here to help you every step of the way.
Retirement Planning
Just like anything in life, everything is easier when it’s in one place – and your retirement accounts should be no different. Our CFS representatives will help to streamline your investments and seek out new opportunities for your journey through retirement.
Investment Services for Business
The confidence in the relationship you have with your personal accounts now extends to your business. Let us help you set goals and plan for the future of your business. If you are looking for business services, insurance, or investment advice, Hawaii State Investment Services is here to help.
Education Planning
No matter your child’s age, it’s never too early to start planning for college. With our experience and guidance, we will help create the right plan to try to maximize your savings.
Insurance
Your life is impossible to replace. Life insurance can help provide you with peace of mind and help provide your family with financial stability and security when it matters most.
Meet Our Investment Services Team
Contact or schedule an appointment online with one of our CFS* financial representatives today to set up a no-cost, no-obligation consultation.
Ross Kumasaki
Financial Advisor
CUSO Financial Services, L.P.
at Hawaii State Federal Credit Union
(808) 791-1179 | [email protected]
Schedule an Appointment:
Ali‘i Branch | Mililani Branch
Kumasaki is a financial advisor for Hawaii State Investment Services Section. He is registered through CUSO Financial Services, L.P. (“CFS”)* and with more than 10 years of experience in the financial services and insurance industries. He is committed to providing sound financial advice to members at all steps of their financial journeys. Assisting them with investment and insurance strategies for retirement planning, wealth building, asset transfer to future generations, and more.
Previously Kumasaki was a vice president and financial consultant for American Savings Bank. He received his Bachelor of Business Administration in Business Management from the University of Miami. He also holds the FINRA Series 6, 7, 63, and 65 securities licenses, as well as the State of Hawaii life and health insurance license. Kumasaki is based out of Hawaii State FCU’s Ali‘i Branch, Mililani Branch and Member Service Call Center.
Lloyd Sugano
Financial Advisor
CUSO Financial Services, L.P.
at Hawaii State Federal Credit Union
(808) 447-7057 | [email protected]
Schedule an Appointment:
Kaimuki Branch | Kaneohe Branch | Salt Lake Branch
Sugano is registered through CUSO Financial Services, L.P. (“CFS”)* and draws from more than 25 years of experience in financial services to offer personalized strategies for retirement planning, investing, education funding and life insurance. He works closely with credit union members as well as business owners, providing investment services and products to help clients achieve their financial goals. Sugano holds his Series 7, 63 and 66 financial securities licenses, as well as his license on all lines of insurance.
Prior to joining Hawaii State FCU, Sugano worked as a financial advisor at Allstate Financial Services and American Express Financial. He spent 10 years at First Hawaiian Bank, where he served as an insurance advisor and assistant vice president overseeing insurance product sales for branches on Oahu, Kauai, and Hawaii Island. Sugano received his bachelor’s degree from the University of Hawaii, College of Business Administration. Sugano is based out of Hawaii State FCU’s Kaimuki, Kaneohe, Kahului and Salt Lake branches.
Sean M. Umetsu, CFP®
Financial Advisor
CUSO Financial Services, L.P.
at Hawaii State Federal Credit Union
(808) 387-3261 | [email protected]
Schedule an Appointment:
Hawaii Kai Branch | Main Branch
Umetsu is registered through CUSO Financial Services, L.P. (CFS)* and works directly with members on investment and retirement planning as well as preserving and transferring of wealth.
Umetsu was previously at First Hawaiian Bank as a financial consultant for nine years and at Bank of Hawaii for nearly two years. He received his bachelor’s degree and his masters of business administration from the University of Hawaii at Manoa. He is a CERTIFIED FINANCIAL PLANNER™ professional and is securities licensed and insurance licensed in Hawaii. Umetsu is knowledgeable in employee benefits and retirement planning, estate planning, investment management and insurance. Umetsu is based out of Hawaii State FCU’s Hawaii Kai and Main (Halekauwila) branches.
Regan S. Yamada
Financial Advisor
CUSO Financial Services, L.P.
at Hawaii State Federal Credit Union
(808) 426-4406 | [email protected]
Schedule an Appointment:
Pearlridge Branch
Yamada is registered through CUSO Financial Services, L.P. (“CFS”)* and will provide a wide range of investment and insurance solutions to help clients achieve their financial goals. He specializes in helping members with investment and retirement planning as well as wealth preservation and wealth transfer strategies. Prior to joining Hawaii State FCU, Yamada served as a financial consultant at First Hawaiian Bank and American Savings Bank. He has been a licensed life and health insurance agent since 1977. Yamada is based out of Hawaii State FCU’s Pearlridge branch.
Kimberly I. Weitzel
Financial Advisor
CUSO Financial Services, L.P.
at Hawaii State Federal Credit Union
(808) 447-7075 | [email protected]
Schedule an Appointment:
Ewa Beach Branch | Kapolei Branch
Weitzel is registered through CUSO Financial Services, L.P. (“CFS”)* and has more than 15 years of experience in the financial industry. She provides strategic financial management solutions for clients interested in investing, estate and retirement planning, retirement spending, long-term care solutions and more.
Previously Weitzel was a wealth advisor at First Hawaiian Advisors / Raymond James Financial Services, Inc. Prior to that, she was vice president and financial advisor at Bankoh Investment Services, Inc. Weitzel serves as a director advisor for the Aloha Diaper Bank. She received her Bachelor of Science in Business Administration from Hawaii Pacific University.
Weitzel is based out of Hawaii State FCU’s Ewa Beach and Kapolei branches.
David J. Kimura
Investment Program Manager
CUSO Financial Services, L.P.
at Hawaii State Federal Credit Union
Kimura is the Program Manager of the Hawaii State Investment Services Section. Registered through CUSO Financial Services, L.P. (CFS)* he oversees the investment program provided to members.
Kimura works directly with credit union staff, members, and our CFS team. He assists his clients with determining retirement planning, strategic asset allocation and wealth transfer strategies. He is committed to providing members access to sound and honest investment advice and solutions.
Kimura, a CFS financial advisor, previously with Edward Jones Investments, also ran his own company, Kimura Financial, Inc. He served as vice president and investment consultant at Central Pacific Bank for ten years, in addition to his experience with PaineWebber (now UBS).
Kimura received a bachelor’s of science degree from the University of Oregon. He holds the FINRA Series 7, 63, and 65 securities licenses. He also holds the State of Hawaii life and health insurance license. David covers all Hawaii State FCU branches.
Click here to learn more about Hawaii State Investment Services, available through CUSO Financial Services, L.P. or call (808) 447-7011 for more information.
* Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through Hawaii State Federal Credit Union. Hawaii State Federal Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.
Financial Advisors are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.