Savings Calculators

The more money you save today, the more you’ll have for tomorrow. Use our free savings calculators to reach your financial goals today!

Terms	Min. Opening Deposit	APY^*
* The Annual Percentage Yield (APY) is as of 4/1/2024. An early withdrawal penalty may be imposed for early withdrawal. Fees may reduce earnings. See Consumer Truth-in-Savings Term Disclosure for more information. 9 Month Term Share: Minimum of $5,000 from another financial institution to open. Maximum cap of $250,000 per member. * 5 Month Term Share: A minimum of $1,000 to open. Annual Percentage Yields (APYs) are as of 4/1/2024, and are subject to change without notice. A penalty may be imposed for early withdrawals. Fees may reduce earnings. A 5 Month and 9 Month Term Share will automatically renew at maturity for a standard 6 Month Term Share at our prevailing dividend rate. Offer is not applicable to IRA Term Share Accounts. Available to Hawaii residents only. Credit union membership is required. Contact us for eligibility. Federally insured by NCUA Consumer Term Share account information. \| Business Term Share account information.
Terms 5-month	Min. Opening Deposit $1,000^***	APY^* 4.00%
Terms 6-month	Min. Opening Deposit $1,000	APY^* 0.15%
Terms 9-month	Min. Opening Deposit $5,000**	APY^* 5.00%
Terms 12-month	Min. Opening Deposit $1,000	APY^* 0.20%
Terms 24-month	Min. Opening Deposit $1,000	APY^* 0.25%
Terms 36-month	Min. Opening Deposit $1,000	APY^* 0.25%
Terms 48-month	Min. Opening Deposit $1,000	APY^* 0.30%
Terms 60-month	Min. Opening Deposit $1,000	APY^* 0.65%

Product	Min. Opening Deposit	Min. Daily Balance to Earn APY	APY^*
^* The Annual Percentage Yield (APY) may change after the account is opened. APYs are as of 3/31/2024, and may change at any time without notice. Fees may reduce earnings. See Consumer Truth-in-Savings Non-Term Disclosure for more information.
Product Regular Share	Min. Opening Deposit $20	Min. Daily Balance to Earn APY None	APY^* 0.05%
Product Individual Retirement Account	Min. Opening Deposit $100	Min. Daily Balance to Earn APY None	APY^* 0.20%

Balance	Min. Opening Deposit	Min. Daily Balance to Earn APY^†	APY^*
^* The Annual Percentage Yield (APY) may change after the account is opened. APYs are as of 3/31/2024, and may change at any time without notice. Fees may reduce earnings. ^† The Investment Share Account, Relationship Max Share and the Relationship Checking Account are tiered rate accounts. To determine the APY that will apply to your account, refer to the appropriate tier that applies to your account average daily balance for the month. When a particular average daily balance range is met, the APY will apply to the full balance in that account. See Consumer Truth-in-Savings Non-Term Disclosure for more information.
Balance $0- $2,499.99	Min. Opening Deposit $2,500	Min. Daily Balance to Earn APY^† None	APY^* 0.05%
Balance $2,500- $24,999.99	Min. Opening Deposit $2,500	Min. Daily Balance to Earn APY^† $2,500	APY^* 0.07%
Balance $25,000- $49,999.99	Min. Opening Deposit $2,500	Min. Daily Balance to Earn APY^† $25,000	APY^* 0.18%
Balance $50,000- $99,999.99	Min. Opening Deposit $2,500	Min. Daily Balance to Earn APY^† $50,000	APY^* 0.18%
Balance $100,000 and above	Min. Opening Deposit $2,500	Min. Daily Balance to Earn APY^† $100,000	APY^* 0.18%