Savings Calculators

The more money you save today, the more you’ll have for tomorrow. Use our free savings calculators to reach your financial goals today!

Terms

Min. Opening Deposit

APY*

Terms

6-month

Min. Opening Deposit

$1,000

APY*

0.15%

Terms

12-month

Min. Opening Deposit

$1,000

APY*

0.20%

Terms

13-month (Special)

Min. Opening Deposit

$5,000**

APY*

3.25%

Terms

15-month (Special)

Min. Opening Deposit

$5,000***

APY*

4.25%

Terms

24-month

Min. Opening Deposit

$1,000

APY*

0.25%

Terms

36-month

Min. Opening Deposit

$1,000

APY*

0.25%

Terms

48-month

Min. Opening Deposit

$1,000

APY*

0.30%

Terms

60-month

Min. Opening Deposit

$1,000

APY*

0.65%

15 month term share with 4.25% APY and 13 month term share with 3.25% APY

15-Month Term Share Special* and 13-Month Term Share Special.** Limited-time offer!

For more information, please call
Oahu: (808) 587-2700
US Toll-Free: (888) 586-1056

Or, visit any one of our branch locations.

Product

Min. Opening Deposit

Min. Daily Balance to Earn APY

APY*

Product

Regular Share

Min. Opening Deposit

$20

Min. Daily Balance to Earn APY

None

APY*

0.05%

Product

Individual Retirement Account

Min. Opening Deposit

$100

Min. Daily Balance to Earn APY

None

APY*

0.20%

Balance

Min. Opening Deposit

Min. Daily Balance to Earn APY

APY*

Balance

$0- $2,499.99

Min. Opening Deposit

$2,500

Min. Daily Balance to Earn APY

None

APY*

0.05%

Balance

$2,500- $24,999.99

Min. Opening Deposit

$2,500

Min. Daily Balance to Earn APY

$2,500

APY*

0.07%

Balance

$25,000- $49,999.99

Min. Opening Deposit

$2,500

Min. Daily Balance to Earn APY

$25,000

APY*

0.18%

Balance

$50,000- $99,999.99

Min. Opening Deposit

$2,500

Min. Daily Balance to Earn APY

$50,000

APY*

0.18%

Balance

$100,000 and above

Min. Opening Deposit

$2,500

Min. Daily Balance to Earn APY

$100,000

APY*

0.18%

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Disclosures

* 15 Month Term Share: All funds must come from another financial institution; a minimum of $5,000 to open.

** 13 Month Term Share: A minimum of $1,000 to open; maximum of $50,000 per member.

Annual Percentage Yields (APYs) for the above-mentioned term shares are as of 2/1/2023, and are subject to change without notice. A penalty may be imposed for early withdrawals. Fees may reduce earnings. The Term Share will automatically renew at maturity for a standard 12 Month Term Share at our prevailing dividend rate. Offer is not applicable to IRA Term Share or Business Term Share Accounts. Available to Hawaii residents only. Credit union membership is required. Contact us for eligibility.

Federally insured by NCUA

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We may provide links to external websites that refer to third party services and products available to Hawaii State FCU members, for enrollment in Hawaii State FCU financial education webinars, or other purposes. Please review the terms and conditions of use carefully. We do not make any express or implied representation or warranty to you concerning the quality, safety or suitability of external websites, or their services, products, or contents. External websites are not under our control and may have different security, privacy and other. Using the links may identify you as a Hawaii State FCU member to the external website operator.  Services and products from third parties are not obligations of, nor endorsed or guaranteed by, Hawaii State FCU nor the National Credit Union Share Insurance Fund.  Alternative services and products may be obtained from other providers of your choice.

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