1. Offer available with a minimum loan amount of $500. APR includes a 0.25 percentage point discount for automatic payment from a Hawaii State FCU checking account. Without automatic payment, the APR will be 0.25 percentage point higher and may result in higher monthly payments. Not valid for business or real estate loans. Refinances of existing Hawaii State FCU personal loans or lines of credit do not qualify for this offer. Credit union membership is required. Must be a Hawaii resident. Other restrictions may apply.
Rates effective 03/01/2026
Payment Examples: A loan of $10,000 will have: 12 payments of $872 for a one-year term at 8.50% APR; 24 payments of $456 for a two-year term at 8.75% APR; 36 payments of $318 for a three-year term at 9.00% APR; 48 payments of $251 for a four-year term at 9.50% APR; 60 payments of $212 for a five-year term at 9.99% APR; and 72 payments of $190 for a six-year term at 11.00% APR.