Condo Insurance Relief Loan

condos on oahu

Many condo owners are currently facing unexpected special assessments related to increasing insurance costs.

Hawaii State FCU is the only financial institution in Hawaii offering a tailored solution to address this growing issue.

Our Condo Insurance Relief Loan provides a discount off of our Five-Year Personal Loan rate to qualifying owners.

  • Term

    Term

  • 5 Years

    5 Years

  • Term

    APR as low as*

  • 5 Years

    6.99%


* Offer good from 1/1/2025 with a minimum loan amount of $500. APR includes a 0.25 percentage point discount for automatic payment from a Hawaii State FCU checking account. The APR will be 0.25 percentage point higher without automatic payment and may result in higher monthly payments. Not for business or real estate loans. Refinances of existing Hawaii State FCU personal loans or lines-of-credit do not qualify for the offer. Membership in the credit union is required. Must be a Hawaii resident. Other restrictions apply.

Payment Example: A loan of $10,000 will have: 60 payments of $198 for a five-year term at 6.99% APR.


How do I take advantage of the Condo Insurance Relief Loan Program discount?

  1. Visit a Branch: Applications for this product must be done in-branch.

  2. Show Proof of Impact: Qualifying for the Condo Relief Insurance Loan Program will require borrower to demonstrate proof of affected amount. Inquire with a branch professional to determine eligibility.

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Third Party Site Disclaimer

We may provide links to external websites that refer to third party services and products available to Hawaii State FCU members, for enrollment in Hawaii State FCU financial education webinars, or other purposes. Please review the terms and conditions of use carefully. We do not make any express or implied representation or warranty to you concerning the quality, safety or suitability of external websites, or their services, products, or contents. External websites are not under our control and may have different security, privacy and other. Using the links may identify you as a Hawaii State FCU member to the external website operator.  Services and products from third parties are not obligations of, nor endorsed or guaranteed by, Hawaii State FCU nor the National Credit Union Share Insurance Fund.  Alternative services and products may be obtained from other providers of your choice.

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