1. Offer good from 1/1/2025 with a minimum loan amount of $500. APR includes a 0.25 percentage point discount for automatic payment from a Hawaii State FCU checking account. The APR will be 0.25 percentage point higher without automatic payment and may result in higher monthly payments. Not for business or real estate loans. Refinances of existing Hawaii State FCU personal loans or lines-of-credit do not qualify for the offer. Membership in the credit union is required. Must be a Hawaii resident. Other restrictions apply.
Payment Example: A loan of $10,000 will have: 60 payments of $198 for a five-year term at 6.99% APR.