HELOC Calculators

Take advantage of your home’s equity to pay off debt, make a major purchase or lower your monthly payments. Use our free calculators to see if a HELOC is right for you.

Up to 80% LTV, fee-simple, owner-occupied property*

Terms

APR as low as

Terms

1-year Intro Rate

APR as low as

2.25%**

Terms

2-year Intro Rate

APR as low as

2.75%**

Terms

3-year Intro Rate

APR as low as

2.99%**

Terms

4-year Intro Rate

APR as low as

3.25%**

Terms

5-year Intro Rate

APR as low as

3.50%**

Terms

Current Variable Index Rate

APR as low as

5.25%*** up to $250,000 credit line

We’re here to help you achieve your financial goals. Here are more online tools to help manage your money.

A photo of a laptop screen showing the Hawaii State FCU logo with the words, Free Financial Webinars.

FREE WEBINARS

Boost your financial knowledge by attending a free webinar online.

Sign up today >>

Hawaii State FCU Wallet Wisdom Logo

WALLET WISDOM BLOG

Find tips on saving money for a vacation, improving your credit score and much more.

View blogs >>

Laptop with GreenPath Financial Wellness Learning Lab Login screen

ONLINE COURSES

Learn new financial tips and more. Check out our free, short interactive online courses.

Get started >>

See HELOC Options

Third Party Site Disclaimer

We may provide links to external websites that refer to third party services and products available to Hawaii State FCU members, for enrollment in Hawaii State FCU financial education webinars, or other purposes. Please review the terms and conditions of use carefully. We do not make any express or implied representation or warranty to you concerning the quality, safety or suitability of external websites, or their services, products, or contents. External websites are not under our control and may have different security, privacy and other. Using the links may identify you as a Hawaii State FCU member to the external website operator.  Services and products from third parties are not obligations of, nor endorsed or guaranteed by, Hawaii State FCU nor the National Credit Union Share Insurance Fund.  Alternative services and products may be obtained from other providers of your choice.

Click “ACCEPT” to enter an external website. Click “Cancel” to return to HSFCU’s website.

Please remember to log off of Online Banking and Mobile Banking before going to any external website.

Cancel Accept