All Hawaii State FCU branches will be closed on Monday, May 30, 2022 for Memorial Day. View normal branch hours. To schedule an appointment for select services online, click here.

HELOC Calculators

Take advantage of your home’s equity to pay off debt, make a major purchase or lower your monthly payments. Use our free calculators to see if a HELOC is right for you.

Up to 80% LTV, fee-simple, owner-occupied property*


APR as low as


1-year Intro Rate

APR as low as



2-year Intro Rate

APR as low as



3-year Intro Rate

APR as low as



4-year Intro Rate

APR as low as



5-year Intro Rate

APR as low as



Current Variable Index Rate

APR as low as

3.75%*** up to $250,000 credit line

Click here to view all HELOC rates.

Send Us Your Questions about HELOC

Let us know what loan you are interested in and how we can help you.

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We’re here to help you achieve your financial goals. Here are more online tools to help manage your money.

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Check out our wide range of free, short interactive e-learning tutorials.

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See HELOC Options

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