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Get Financially Healthy with Wallet Wisdom

Learn to manage, save, invest, borrow and spend wisely, now and in the future.
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Free 1-Hour Seminars

Like any strong family, we support each other and share what we know. Join us for a free educational seminar.

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Online Learning

Find financial peace of mind with interactive online courses that cover everything, from identity theft to building a budget.

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Financial Counseling

Free, confidential counseling is available for you and your immediate family.

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Money Advice

Follow the Hawaii State FCU Wallet Wisdom blog. Learn tips and tricks to manage your money to improve your financial well-being.

Improve Your Financial Success

Hawaii State FCU is a medium-sized financial institution that still operates as a small, friendly credit union. It has kept the same principles of service and loyalty to its members. Hawaii State FCU has strove and endeavored to offer services and benefits that only the large banks can. It is a great melding of the small and large that everyone looks for.

Preston G., Member

Throughout the process of buying a home, we felt totally supported by Hawaii State FCU and loved their transparency. I plan on teaching my soon-to-be-born-daughter about financial wellness with the help of Hawaii State FCU!

Mark T., member

What do you want to work on?

Our Hawaii State FCU Financial Solutions Tool can help guide you down a financial path that’s right for you.
Find your ideal financial path by answering a few questions. My financial priority for the next year is to:

You are more than a member, you are family.

Whether you’re buying your first car or first home, or simply saving for the future, we’ll help you every step of the way.

Discover the difference
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You make it possible to offer the best

Today's Rates

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as low as

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Mortgage Loan
as low as

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Mobile App Suite

Manage your accounts and cards on your smartphone or tablet.

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Online Banking

You’re just a click away from your account information.

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You’ll find branches and ATMs everywhere you go.

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Contact Us

Call, email, or submit a question.
(808) 587-2700
Toll-free: 1(888) 586-1056

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Be a Money Guru

Learn how to read your credit report, create a budget, and save for the future with our online learning tools.

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Visit a Branch

There’s always a branch nearby with 9 Hawaii State FCU locations, 5,000 Shared Branches, and nearly 30,000 surcharge-free ATMs.

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Credit Union Updates and Financial Preparedness

Keep informed with our current status updates, preventative tips to stay healthy, and digital banking options.

Read Our Updates
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New Member Promo

Open a Savings and Checking account with Direct Deposit or a Visa® Debit Card and receive $50!1

Get Your $50 Today!
New Member Promo - Image of a $50 Dollar Bill - Get $50 when you open a savings, checking, and debit card

Mortgage Loans

Looking for a mortgage loan to fit your budget? From initial application to closing, we’ll help you every step of the way.

Learn More About Mortgage Loans
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Join your new credit union family.

We'll always do right by you.

1. Ten (10) posted net purchase transactions with a HSFCU debit card within 30 days of checking account opening are required to qualify. Or open a new checking account with a direct deposit within 60 days of account opening. Annual percentage yields as of 11/1/2021, are as follows: Regular Savings: 0.05%, Simple Checking and HiFlex: 0.00%, Dividend Checking: 0.03%, Relationship Checking: 0.03% for balances up to $9,999.99, 0.03% for balances $10,000 to $24,999.99, 0.03% for balances $25,000 to $49,999.99 and 0.05% for balances $50,000+.

Payment will be made to the savings account within 90 days after meeting conditions. APYs and offer may change at any time. Offer applies to new members only. Limit of one per member. Payment subject to 1099 reporting requirements.

Federally insured by NCUA

Third Party Site Disclaimer

We may provide links to external websites that refer to third party services and products available to Hawaii State FCU members, for enrollment in Hawaii State FCU financial education webinars, or other purposes. Please review the terms and conditions of use carefully. We do not make any express or implied representation or warranty to you concerning the quality, safety or suitability of external websites, or their services, products, or contents. External websites are not under our control and may have different security, privacy and other. Using the links may identify you as a Hawaii State FCU member to the external website operator.  Services and products from third parties are not obligations of, nor endorsed or guaranteed by, Hawaii State FCU nor the National Credit Union Share Insurance Fund.  Alternative services and products may be obtained from other providers of your choice.

Click “ACCEPT” to enter an external website. Click “Cancel” to return to HSFCU’s website.

Please remember to log off of Online Banking and Mobile Banking before going to any external website.

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