About us

Why Hawaii State FCU?

We’re focused on people, not profits.

While everyone gets an account number, we see our members as more than that—we know you by name and treat you like family. Most importantly, we’re always here to support you through every step of your financial journey.

2024 Member Impact Summary

At Hawaii State FCU, being always right by you means doing things with purpose. Whether it’s providing our members with convenient financial solutions and quality service, taking care of our employees, or being a good community partner and working to enrich the lives of all – we are proud of what we have accomplished together. Here are some highlights from our 2024 Member Impact Summary.

Learn more about what we’ve accomplished in 2024 by viewing our Annual Report.

Always Right By You

$27.9M

in share dividends given back to our members!

Always Cash Rewards

$1M+

in cash back rewards from our leading credit card.

Making Dreams Possible

$438M+

in loans funded to help turn dreams into reality.

Volunteered Service

1,440+

hours of dedicated employee volunteer service.

giving back to our community

$394k+

donated to non-profits, scholarships and grants.

financial literacy

1,600+

students received financial wellness education.

the credit union difference

We’re a not-for-profit financial cooperative.

We are owned and operated by our members who pool their assets to receive favorable yields on accounts and competitive rates on loans.

Our members enjoy a variety benefits and discounts.

Great checking benefits

Affordable auto loans

Competitive mortgage options

275+ Surcharge-free ATMs in Hawaii

5,000+ Shared Branch locations nationwide

The staff and tellers go out of their way to make my visit pleasant and timely. I am not charged like other banks for every little thing.

- Lorraine G., Member

Fraud & Security

Keep Your Money Safe in a Federally Insured Credit Union

Money Management

Top 5 Reasons to Join a Credit Union

Explore our Learning Center to build on your financial knowledge.

Browse our webinars, articles, or check out free online courses and access free individualized financial counseling.

Learn more about our free Credit Score Service available on Digital Banking to help take control of your financial future.

Where membership means more

Enjoy a variety of financial solutions, benefits and discounts.

The HSFCU Podcast

Check out the first season of our Voices of Change podcast.

Bites on a Budget

Easy, delicious, wallet-friendly recipes.

Wallet Wisdom Blog

Financial Preparedness for Natural Disasters