Always Right By You

At Hawaii State FCU, Always Right By You isn't just a tagline, but something we strive for every day to serve our members.

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Get more out of your savings.

Limited-time offer

Hawaii's Best Savings Rate.²

Earn more with a Right By You savings account. Visit a branch today to open your account!

Disclosures
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1. This is a limited-time account and rates are subject to change at any time. Annual Percentage Yield (APY) on daily balances up to $250,000.00 is 3.60%. For daily balances $250,000.01 and over, the APY is 0.05% on that portion of the daily balance, resulting in a range of 3.60% to 0.05% APY depending on the account’s daily balance. A minimum of $10,000 in new funds is required to open a RBY Account. Certain terms and conditions apply. Fees may reduce earnings. Available to Hawaii residents only. Credit Union membership is required.
Rates effective 09/01/2025

2. Based on the published Annual Percentage Yield (APY) for balances up to $250,000 from the 4 largest banks based in Hawaii on 8/27/2025. Conditions differ for each institution.

Right By You Savings

3.60% APY¹ | Up to $250k
0.05% APY¹ | Above $250k

Limited-time offer

5-Month¹ and 11-Month² Term Share Specials

Visit a branch location or contact Member Services to open your term share account today.

Disclosures
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1. 5 Month Term Share: Minimum to open and earn Annual Percentage Yield is $5,000. Opening deposit must be from another financial institution.
2. 11 Month Term Share: Minimum to open and earn Annual Percentage Yield is $1,000.
Annual Percentage Yields (APYs) are subject to change without notice. A penalty may be imposed for early withdrawals. Fees may reduce earnings. Offer is not applicable to IRA Term Share Accounts. Available to Hawaii residents only. Credit union membership is required. Contact us for eligibility.
Rates effective 09/01/2025

5-Month Term Share​

3.60%

APY¹

3.40% APY² | 11-Month Term Share

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Unlike a bank driven by profits, we’re a not-for-profit dedicated to our member’s financial and personal well-being.

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