Welcome HMSA Employees’ FCU Members!

HMSA and HSFCU logos

We are pleased to announce that as of January 1, 2025, HMSA Employees’ Federal Credit Union has officially joined the Hawaii State Federal Credit Union family.

This legal and financial merger represents an exciting new chapter for both organizations, bringing enhanced resources and opportunities for our members while preserving the personalized service you’ve come to expect.

What Does This Mean for HMSA EFCU Members?

 

  • No Changes to Your Accounts: Your current bank account details, including automatic deposits and payments, remain unchanged.
  • Online and Mobile Banking: You can continue to use the Online Banking platform and Mobile App to manage your accounts seamlessly.
  • Keʻeaumoku Branch: The Keʻeaumoku Branch will remain open to service your existing accounts with the following hours:
    • Monday, Wednesday, Friday: 7:30 a.m. – 3:00 p.m.
    • Tuesday, Thursday: 7:30 a.m. – 1:00 p.m.

 

We will start the operational merger process later this year and share more details as they become available. We are committed to making this transition as smooth as possible for you. Hawaii State FCU branches will be available for HMSA EFCU account transactions after the operational merger. In the meantime, please visit the Keʻeaumoku Branch or access your accounts at www.hmsaefcu.org for your banking needs.

As part of the Hawaii State FCU family, HMSA EFCU members can now open new accounts and enjoy products like our RBY Savings account, the highest savings rate in town1, and earn an APY of 4.75%2 as of 1/1/2025. Restrictions apply. We encourage you to explore these benefits and take full advantage of what’s available.

We appreciate your patience and understanding as we work diligently to integrate our operations. Thank you for your continued trust and support. If you have any questions or need assistance, please do not hesitate to visit the Keʻeaumoku Branch or contact us at (808) 948-5154.

Frequently Asked Questions (FAQs)

see list of FAQs

Disclosures

1. Based on the published Annual Percentage Yield (APY) for balances up to $250,000 from the 4 largest banks based in Hawaii on 12/18/2024. Conditions differ for each institution.

2. This is a limited-time account and rates are subject to change at any time. As of 1/1/2025, the Annual Percentage Yield (APY) on daily balances up to $250,000.00 is 4.75%. For daily balances $250,000.01 and over, the APY is 0.05% on that portion of the daily balance resulting in a range of 4.75% to 0.05% APY depending on the account’s daily balance. A minimum of $10,000 in new funds is required to open a RBY Account. Certain terms and conditions apply. Fees may reduce earnings. Available to Hawaii residents only. Credit Union membership is required.

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Third Party Site Disclaimer

We may provide links to external websites that refer to third party services and products available to Hawaii State FCU members, for enrollment in Hawaii State FCU financial education webinars, or other purposes. Please review the terms and conditions of use carefully. We do not make any express or implied representation or warranty to you concerning the quality, safety or suitability of external websites, or their services, products, or contents. External websites are not under our control and may have different security, privacy and other. Using the links may identify you as a Hawaii State FCU member to the external website operator.  Services and products from third parties are not obligations of, nor endorsed or guaranteed by, Hawaii State FCU nor the National Credit Union Share Insurance Fund.  Alternative services and products may be obtained from other providers of your choice.

Click “ACCEPT” to enter an external website. Click “Cancel” to return to HSFCU’s website.

Please remember to log off of Online Banking and Mobile Banking before going to any external website.

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