Personal Loan
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Borrow up to $50,000 and use the money to finance that well-deserved vacation or the best wedding ever with a Hawaii State FCU Personal Loan.
Borrow Up to $50,000
Your monthly payments can be affordable.
Low Competitive Rates
Save money over the life of the loan.
Flexible Repayment Terms
The longer the term the lower the monthly payments.
Ready to apply for a Personal Loan and need more assistance?
Schedule an appointment online at one of our branches.
|
Terms |
APR as low as* |
|---|---|
|
Terms 1 year |
APR as low as* 8.25% |
|
Terms 2 years |
APR as low as* 8.50% |
|
Terms 3 years |
APR as low as* 8.75% |
|
Terms 4 years |
APR as low as* 9.25% |
|
Terms 5 years |
APR as low as* 9.75% |
|
Terms 6 years |
APR as low as* 10.75% |
Explore Other Personal Loan Options
Whether it’s a Personal Line of Credit or a Share Secured Loan, Hawaii State FCU has you covered. See what’s right for you.
Debt Protection
Life often has plans of its own. Protect your family’s financial future with FlexCredit Protector1.
If a protected life event happens to you (and you’re a protected borrower or co-borrower on the loan), FlexCredit Protector will cancel or reduce repayment of your loan debt – lessen your, and your family’s, worries, about paying loans when your income may be reduced or lost.
Events include:
- Loss of life, including those caused by acts of war
- Disability, including those caused by acts of war
- Involuntary unemployment
Contact us today to find out how to protect your loans.
Need a little extra help managing your finances?
Managing Your Credit
Learn more about the types of credit, establishing credit, credit reporting, credit scores, and using credit responsibly in our free online courses. Register for a free account, sign in and start learning.
Get Help Managing Your Money
Hawaii State FCU is collaborating with GreenPath Financial Wellness to offer you free individualized counseling, guidance, and the resources to be financially healthy.
Calculators to help you save and spend smart
Ready to apply for your Personal Loan?
Start your online application
Schedule an appointment at one of our branches.
1. Your purchase of FlexCredit Protector is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of FlexCredit Protector.