IRA CDs and Certificates
Lock in a better yield and build your savings with terms of 6, 12, 24, 36, 48 and 60 months.
Tax-Free Growth
Your earnings grow federally tax-free.1
Earn Premium Dividends
Choose a term from six months to five years.
No Transaction Fees
When you open the account, every penny goes toward your future.
No Service Fees
Planning ahead shouldn’t require fees.
Minimum Opening Deposit
Open your Term Share with a minimum $1,000.
Safety and Security
Your deposits are insured up to $250,000 by the National Credit Union Administration.
Ready to open your Term Share IRA?
Schedule an appointment online at one of our branches.
|
Terms |
Min. Opening Deposit |
APY* |
|---|---|---|
|
Terms 6-month |
Min. Opening Deposit $1,000 |
APY* 0.30% |
|
Terms 12-month |
Min. Opening Deposit $1,000 |
APY* 0.40% |
|
Terms 24-month |
Min. Opening Deposit $1,000 |
APY* 0.40% |
|
Terms 36-month |
Min. Opening Deposit $1,000 |
APY* 0.50% |
|
Terms 48-month |
Min. Opening Deposit $1,000 |
APY* 0.50% |
|
Terms 60-month |
Min. Opening Deposit $1,000 |
APY* 0.65% |
Need a little extra help managing your finances?
Pick Up Some Saving Strategies
Saving for the future can be as simple as putting away a little money from every paycheck, or as complicated as calculating the compound interest and planning ahead decades in advance. Learn how to save like a pro with this short eLearning course.
Master Your Spending
Check out our Wallet Wisdom resources for help with:
- How to spend your money based on your priorities.
- Becoming a budgeting pro.
- Saving for a new car or a home.
Calculators to help you save and spend smart
Ready to open your Term Share IRA?
Schedule an appointment at one of our branches.
Contact us
1 The information above is not intended as tax advice. Please consult a tax professional with regard to your own situation.