Roth IRA

Grandmother and grandson.

With a Roth IRA, interest and capital gains accumulate federally tax-free. As your money grows, it’s all yours for retirement.

Low Minimum Deposit

Just $100 opens your Roth IRA.

No Minimum Balance

Put away as much as you can  for retirement with a Roth IRA.

Tax-Free Growth

Your earnings grow federally tax-free.1

Penalty-Free Withdrawals

Use the money for qualified higher-education expenses, first-time home purchases, disability and qualifying medical expenses.

Payable to Beneficiaries

Your family will receive the money when you’re not there to support them.

Withdrawals Start at 59½

Tax-free withdrawals start at age 59½ provided the account has been open for at least five years.

Ready to open your Roth IRA?

Schedule an appointment online at one of our branches.

Need a little extra help managing your finances?

Pick Up Some Saving Strategies

Saving for the future can be as simple as putting away a little money from every paycheck, or as complicated as calculating the compound interest and planning ahead decades in advance. Learn how to save like a pro with this short eLearning course.

Start this online course>>

Master Your Spending

Check out our Wallet Wisdom resources for help with:

  • How to spend your money based on your priorities.
  • Becoming a budgeting pro.
  • Saving for a new car or a home.

Find Wallet Wisdom>>

Calculators to help you save and spend smart

Ready to open your Roth IRA?

Schedule an appointment at one of our branches.

Schedule an appointment

1 The information above is not intended as tax advice. Please consult a tax professional with regard to your own situation.

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