Mortgage Rates

All rates are effective March 30, 2015. Updated at 10:31 AM HST.

These rates are market indicators, and they are subject tochange throughout the day.

Annual Percentage Rate = APR

Mortgage Rates*Program**RatePointsAPR
Conventional Fixed 30 year Fixed Rate 3.375% 2.250% 3.591%
Conventional Fixed 30 year Fixed Rate 3.500% 

1.375%

3.645%
Conventional Fixed 30 year Fixed Rate 3.625% 0.375% 3.688%
Conventional Fixed 15 year Fixed Rate 2.500% 2.375% 2.901%
Conventional Fixed 15 year Fixed Rate 2.625% 1.500%

2.899%

Conventional Fixed 15 year Fixed Rate 2.750% 1.000%

2.952%

All interest rates are based on a 30-day lock for owner-occupant 1st mortgage loans with a 20% down payment except where otherwise noted. APR's are based on loan amounts of $100,000. Rates and terms are subject to change or cancellation without notice. Certain restrictions may apply.
Payment example:
For a 15 year loan for $100,000 at 3.50% interest rate, no points, and an APR of 3.676%, the monthly principal and interest payment is $715. The total of all interest payments for 15 years is $28,679 and the total of all payments for 15 years $128,679. Payments do not include amounts for taxes and insurance premiums, and the actual payment obligation will be greater.

For a 30 year loan for $100,000 at 4.25% interest rate, no points, and an APR 4.352%, the monthly principal and interest payment is $492. The total of all interest payments for 30 years is $77,098 and the total of all payments for 30 years is $177,098. Payments do not include amounts for taxes and insurance premiums, and the actual payment obligation will be greater.

 

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