Member Benefits

Refer a Friend

Hawaii State FCU recognizes that our members are the reason we’re here! We appreciate the chance to provide you the practical financial solutions you deserve and we are grateful for the friends and family you refer to Hawaii State FCU. We’re so grateful that we are giving away round trip tickets for 2 to anywhere Alaska Airlines flies each quarter to members who refer members to join. The more referrals you make, the more entries into the drawing you can earn!

Click here to learn how to refer a friend.



Accidental Death and Dismemberment Insurance

Hawaii State FCU is excited to offer insurance to our members through CUNA Mutual Insurance Group's Member Connect Program TruStage.

One of the nice benefits of your credit union membership is a no-cost TruStage Accidental Death and Dismemberment (AD&D) insurance policy from CMFG Life Insurance Company. This is important insurance. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident.

To receive $2,000 of AD&D coverage at no cost or obligation, all you need to do is claim it. For greater protection, you can also add to your no-cost policy by purchasing up to $300,000 of additional coverage from CMFG Life. You'll find the rates are designed to be affordable.

Don't miss this opportunity to take advantage of your credit union membership. Call 1-855-261-2189 or sign up now for your no-cost or additional AD&D insurance protection.

TruStage is the marketing brand for AD&D insurance issued by CMFG Life insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.


Additional Benefits

Safe Deposit Boxes

Safely store important documents, such as birth certificates, marriage licenses, stocks and bond certificates, insurance policies and valuables. Safe deposit boxes are located at the Kaneohe, Pearlridge and Kapolei Branches. A nominal annual rental fee applies.

FREE American Express Travelers Cheques

The safe and secure way of carrying "money" while on a trip. Travelers Cheques may be purchased from our tellers at no extra charge. They are available in denominations of $50 and $100 of five or ten cheques. "Cheques for Two," or dual signature checks, are offered for a nominal fee.

FREE Notary Service

If you need to have legal documents, such as mortgage deeds, certified for its signature and authenticity, the credit union offers notary service (up to two signatures per day) at no charge to members.

FREE Signature Guarantee Service

If you want to sell or transfer securities registered in your name, the Hawaii State FCU provides Signature Guarantee Services to members at no charge (guarantees are limited to $100,000 per transaction).

FREE Official Checks

Official Checks are available, one free per day, per member ($10 each additional check). Members can request Teller Checks up to the available limit in their account.

National Auto Dealers Association New and Used Car Guides

Before buying, members can check out the fair market value of a new or used car through the National Auto Dealers Association (NADA) Pricing Guide. It will provide members with enough information to negotiate a fair purchase price for a new or used car. Also available through the NADA Pricing Guide, are prices for motorcycles, motor scooters, classic cars, boats, and recreational vehicles. So, use the NADA Pricing Guide to help you negotiate the best deals on your next set of wheels.

Monthly Member Newsletter

CreditLines, the Hawaii State FCU newsletter, is a monthly educational publication that is sent to every member household. It keeps members informed of educational events, new products and services, current topics, and rate information.