Member Benefits

Farmer’s Auto Insurance

Hawaii State FCU members can save up to $465 on their auto insurance with Farmers Insurance Hawaii! Call Farmers Hawaii today to see how much you can save with the Farmers Hawaii auto insurance benefits for Hawaii State FCU members including Group Discount, Homeowners Discount, DriveSafe Discount, Emergency Roadside Service and more. For more information call 1-800-515-1916 or go to



With the Sprint Credit Union Member Discount Plan our members can save:

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  • 10% off most regularly priced Sprint service plans*
  • 15% off most regularly priced Sprint business service plans*
  • Waived activation fee on new activations
  • Waived upgrade fee

The discount is available to new and existing Sprint customers. There are 3 ways to get your discount:

  • Click
  • Call 877-SAVE-4-CU or (877)728-3428
  • Visit your local Sprint retail location
  • Just tell them you’re a Global Credit Union member to get this exclusive discount. Ask them to be attached to the NACUC_ZZM Corporate ID.
*Application of discount requires 2-year contract extension on existing plans. Verification of membership is required at time of activation/upgrade. Discount not available on secondary lines for Family and Business Share plans.

Refer a Friend

Hawaii State FCU recognizes that our members are the reason we’re here! We appreciate the chance to provide you the practical financial solutions you deserve and we are grateful for the friends and family you refer to Hawaii State FCU. We’re so grateful that we are giving away round trip tickets for 2 to anywhere Alaska Airlines flies each quarter to members who refer members to join. The more referrals you make, the more entries into the drawing you can earn!

Click here to learn how to refer a friend.

Accidental Death and Dismemberment Insurance

$2000 of TruStage™ Accidental Death and Dismemberment Insurance Coverage Is Yours.

One of the nice benefits of credit union membership is a no-cost TruStage Accidental Death and Dismemberment (AD&D) insurance policy from CMFG Life Insurance Company. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident.

You can get $2000 of coverage, paid for by your credit union, and provided by CMFG Life Insurance Company. You can also get up to an additional $300,000 AD&D coverage from CMFG Life at affordable rates.

Sign up for your no-cost or additional protection today.

TruStage™ AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.


Life Insurance

TruStage™ Life Insurance Plans

Exclusively for credit union members, we offer TruStage Life Insurance Policies to help you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget and provide excellent coverage.

Learn about this important coverage or call 1-855-612-7909 for more information.

TruStage™ Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.


Additional Benefits

Safe Deposit Boxes

Safely store important documents, such as birth certificates, marriage licenses, stocks and bond certificates, insurance policies and valuables. Safe deposit boxes are located at the Kaneohe, Pearlridge and Kapolei Branches. A nominal annual rental fee applies.

FREE American Express Travelers Cheques

The safe and secure way of carrying "money" while on a trip. Travelers Cheques may be purchased from our tellers at no extra charge. They are available in denominations of $50 and $100 of five or ten cheques. "Cheques for Two," or dual signature checks, are offered for a nominal fee.

FREE Notary Service

If you need to have legal documents, such as mortgage deeds, certified for its signature and authenticity, the credit union offers notary service (up to two signatures per day) at no charge to members.

FREE Signature Guarantee Service

If you want to sell or transfer securities registered in your name, the Hawaii State FCU provides Signature Guarantee Services to members at no charge (guarantees are limited to $100,000 per transaction).

FREE Official Checks

Official Checks are available, one free per day, per member ($10 each additional check). Members can request Teller Checks up to the available limit in their account.

National Auto Dealers Association New and Used Car Guides

Before buying, members can check out the fair market value of a new or used car through the National Auto Dealers Association (NADA) Pricing Guide. It will provide members with enough information to negotiate a fair purchase price for a new or used car. Also available through the NADA Pricing Guide, are prices for motorcycles, motor scooters, classic cars, boats, and recreational vehicles. So, use the NADA Pricing Guide to help you negotiate the best deals on your next set of wheels.

Monthly Member Newsletter

CreditLines, the Hawaii State FCU newsletter, is a monthly educational publication that is sent to every member household. It keeps members informed of educational events, new products and services, current topics, and rate information.