* The Emergency Assistance Loan features 0% interest rate and no payments for the first 3 months, with a subsequent interest rate of 8.000% for the remaining 3 years. The blended APR over the entire 39-month term of the loan is 6.845%.
For example, a loan of $2,500 will have 3 payments of $0 per month followed by 35 payments of $78.00 per month and a final payment of $41.49. Total interest paid will be $271.49. This Emergency Assistance Loan is available to affected residents of the State of Hawaii living on Maui who have been members since 8/8/2023 and is limited to one loan per member. Members must meet the minimum qualifications established for this special consumer program. This program and rates are effective as of 8/10/2023 and are subject to change at any time without prior notice.
** Visit a branch or contact a Hawaii State FCU representative at (808) 587-2700 for more information.
*** Available to qualifying members on Maui. Withdrawals will reduce earnings on the account. For IRA Term Share withdrawals, consult a tax professional. Minimum withdrawal is $500. If the account falls below the $1,000, which is the minimum balance requirement, the account must be closed.
Program subject to change without prior notice. Certain terms and conditions apply.
Federally insured by NCUA