Credit Cards


 

Visa Signature® Cash Rewards Credit Card

It’s your perfect everyday credit card, built for you with feedback from users like you. Better yet, it comes filled with hundreds of benefits, upgrades and experiences that are already yours for the taking.

  • 1% Cash Back on all Purchases
  • No Annual Fee
  • Low Annual Percentage Rate (APR)
  • No Cash Advance Fee
  • No Balance Transfer Fees
  • No Foreign Transaction Fees
  • Fraud Protection & Secure Transactions with EMV Chip Technology


Additional Card Benefits:

  • Auto Rental Collision Damage Waiver
  • Warranty Manager Service
  • Personal Identity Theft
  • Buyer’s Protection

To learn more about the features and benefits of a Visa Signature® Cash Rewards Credit Card, click here

What is EMV Chip Technology?
An EMV chip is embedded in the card and provides stronger security and protection against fraudulent transactions at participating merchants in the US and around the world. It also allows you to pay at international merchants where EMV chip cards are the standard. 


Apply Now

 

If you are not a member of Hawaii State FCU, click here to view membership eligibility requirements. If your loan application is approved, then we will contact you to join and become a member of Hawaii State FCU before processing the loan. Although no additional collateral is required all loans are secured by other collateral pledged to the Credit Union and by your shares.
Click here for more information

 

Visa® Platinum Rewards Credit Card

Your most convenient way to handle everyday purchases while providing an easy, itemized, way to track your expenses. Earn reward points with every purchase to redeem for travel awards or brand name merchandise.

  • No Annual Fee
  • Low Annual Percentage Rate (APR)
  • No Cash Advance Transaction Fees
  • No Balance Transfer Fees
  • 2,500 bonus rewards points upon first card usage
  • Travel Accident & Baggage Delay Coverage


Additional Benefits:

  • Auto Rental Collision Damage Waiver

Rewards
Earn one reward point for every dollar spent on your card. The more you use your card, the more you earn. Then, redeem your points from a vast array of rewards – trips, home entertainment systems, sports equipment, jewelry and more (view rewards at www.CURewards.com). To view your points, redeem rewards, or to check out the catalog of rewards available, login to Online Banking, go to the Credit Cards section and click the CURewards logo to apply for credit card.


Apply Now

 

If you are not a member of Hawaii State FCU, click here to view membership eligibility requirements. If your loan application is approved, then we will contact you to join and become a member of Hawaii State FCU before processing the loan. Although no additional collateral is required all loans are secured by other collateral pledged to the Credit Union and by your shares.
Click here for more information

 

Share Secured Visa® Platinum Rewards Credit Card

Available for Hawaii State FCU members establishing or re-establishing credit. Credit is secured, or backed by the available funds in your credit union savings account.


Apply Now

 

If you are not a member of Hawaii State FCU, click here to view membership eligibility requirements. If your loan application is approved, then we will contact you to join and become a member of Hawaii State FCU before processing the loan. Although no additional collateral is required all loans are secured by other collateral pledged to the Credit Union and by your shares.
Click here for more information

 

Additional Features

Design Your Own Card

A credit card as unique as you? Yes! Customize your Hawaii State FCU Visa® Platinum Rewards Credit Card for free!* by uploading your favorite photo, or choose from a large gallery of images.

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To personalize your Visa® Platinum Rewards Credit Card, login to Online Banking and click on your "Credit Card" account summary. Once the new window opens, click the “Design Your Own Card" button at the top right corner of the screen.

*The first "Design Your Own Card" is complimentary. There-after, the fee for "Design Your Own Card" service is $9.95 per card.


Credit Card Transaction Alerts

Keep track of your credit card with free transaction alerts. Anytime, anywhere. Stay informed via text message or e-mail to detect possible fraud by receiving alerts on:

  • Declined transactions
  • Transactions over the phone, online or through the mail
  • Transactions made at gas stations
  • Transactions exceeding a specific dollar amount
  • Transactions made outside of the U.S.

To take advantage of this great benefit, log in to the credit card section of your Hawaii State FCU Online Banking account, click on Credit Card Alerts banner and follow the enrollment instructions. 

 

Card Holder Agreement
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