Auto Loan


 

New Auto Loan

  • Up to 100% financing of dealer invoice including tax, title and license
  • Flexible terms with approved credit
  • Low, fixed Annual Percentage Rates (APR)
  • No hidden fees, charges or prepayment penalties
  • Guaranteed Auto Protection (GAP) available

Apply Now

 

If you are not a member of Hawaii State FCU, click here to view membership eligibility requirements. If your loan application is approved, then we will contact you to join and become a member of Hawaii State FCU before processing the loan.

Auto Loan Calculator


 

Used Auto Loan

  • Up to 100% financing of National Auto Dealers Association (NADA) Pricing Guide retail value
  • Flexible terms with approved credit
  • Low, fixed Annual Percentage Rates (APR)
  • No hidden fees, charges or prepayment penalties
  • Used car must have maximum age of 7 years

Apply Now

If you are not a member of Hawaii State FCU, click here to view membership eligibility requirements. If your loan application is approved, then we will contact you to join and become a member of Hawaii State FCU before processing the loan.

Auto Loan Calculator


 

Motorcycle Loan

  • Up to 100% financing of dealer invoice, including tax, title and license
  • Flexible terms (with approved credit)
  • Low, fixed Annual Percentage Rates (APR)
  • No hidden fees, charges or prepayment penalties
  • Guaranteed Auto Protection (GAP) available

Apply Now

 

If you are not a member of Hawaii State FCU, click here to view membership eligibility requirements. If your loan application is approved, then we will contact you to join and become a member of Hawaii State FCU before processing the loan.

Auto Loan Calculator


 

Used Motorcycle Loan

  • Up to 100% financing of National Auto Dealers Association Pricing Guide retail value
  • Flexible terms (with approved credit)
  • Low, fixed Annual Percentage Rates (APR)
  • No hidden fees, charges or prepayment penalties
  • Used vehicle must not be older than 7 years of age

Apply Now

 

If you are not a member of Hawaii State FCU, click here to view membership eligibility requirements. If your loan application is approved, then we will contact you to join and become a member of Hawaii State FCU before processing the loan.

Auto Loan Calculator


 

Additional Features

Auto Buying Resources

Credit Union Direct Lending (CUDL)
Hawaii State FCU has partnered up with CUDL to make finding your next vehicle super easy. Visit the  CUDL website to search for dealerships near you that are offering affordable credit union financing, new and used vehicles, or locate the nearest dealership. We'll be there with your automobile financing, day or night!

For a comprehensive guide to new and used auto pricing, click here or check out the National Auto Dealers Association (NADA) website at: www.nadaguides.com.

Guaranteed Asset Protection (GAP)
Protect against financial loss from theft or irreparable damage. Guaranteed Asset Protection covers for the "gap" between your vehicle's value and the amount owed on your vehicle loan if the vehicle is totaled, or stolen and never recovered. GAP is available for new and used vehicles financed through Hawaii State FCU. For more information, call (808)587-2700 or toll-free 1(888)586-1056.

Mechanical Repair Coverage (MRC)
The right auto loan is more than getting the right rate. It's also about getting the right kind of auto protection. In the event of vehicle break down, Mechanical Repair Coverage helps lessen your financial burden by paying covered repairs (costs or parts and labor) on your vehicle. For more information, call (808)587-2700 or toll-free 1(888)586-1056.

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