Seminar – Long-Term Care Planning

Event Description:

Will you need Long-Term Care? According to the federal government, a majority of people over age 65 will need some type of long-term care, with a significant number of people needing care in a nursing home. This seminar will cover strategies to pay for long-term care, key features and government incentives for long-term care insurance, and how Medicare and Medicaid factor into long-term care planning.

Lloyd Sugano*
Financial Advisor
CUSO Financial Services, L.P. at Hawaii State Federal Credit Union
LSugano.cfsinvest@hsfcu.com | (808) 447-7057

Organizer:
Jennifer Russo
808-447-7044
JenniferR@hsfcu.com

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

Note:  Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock.