Seminar – 401(k) Rollovers and Retirement Options

Event Description:

An interactive workshop on 401(k) rollovers and your retirement plan options. Most professionals agree that what you do with your 401(k) assets when changing jobs or retiring can be one of the most important financial decisions you will ever make. We can help you take control of your retirement plan by providing you the information needed to make those important decisions that fit your current situation, investment time frame, and long-term goals.

Presentation by:

John Kinsaku Larry, CRPC®
Senior Financial Advisor, CUSO Financial Services, L.P.*
JLarry.cfsinvest@hsfcu.com | (808) 447-7812

John provides advice and strategic guidance on retirement income planning, life insurance policies and education funding to help credit union members reach their financial goals. He assists his clients with determining retirement planning, strategic asset allocation and wealth transfer strategies. He is committed to providing members access to sound and honest investment advice and solutions.

He has more than 17 years of experience as a financial representative, with prior roles at HawaiiUSA Federal Credit Union and ING Aetna/American Express FA. He holds a CRPC® (Chartered Retirement Planning Counselor) designation from the College for Financial Planning℠. He maintains the FINRA Series 7, 63, and 66 licenses, as well as State of Hawaii Life and Health Insurance licenses. He graduated from the University of Hawaii at Manoa with bachelor’s degrees in Finance. John covers the Kaneohe Branch.

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

**Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock.