ALL OAHU BRANCHES will close early at 3 p.m. on Friday, February 23 for an island-wide meeting. Please call our Member Service Call Center at (808) 587-2700 for assistance or access your accounts 24/7 using Digital Banking or our HSFCU Mobile App.

Credit Cards

Woman holding the Hawaii State FCU's Always Cash Visa Signature Rewards Credit Card

Choose the Best Hawaii State FCU Credit Card for Your Wallet!

Whether you’re looking for industry-leading cash back, points to use on merchandise and travel, or simply an option to build credit, Hawaii State FCU has options that are sure to fit your lifestyle.

Always Cash Visa® Signature Rewards Credit Card1

Hawaii State FCU's Always Cash Visa Signature Rewards Credit Card and 2.5% Cash Back*

  • Earn 2.5% Cash Back on Purchases with No Categories or Enrollments*
  • Redemptions Available On Demand Via Online Banking!
  • Visa Signature Benefits
  • Premium Card Design with Visa Quick Read Numbers
  • No Annual Fee, Foreign Transaction Fees, or Balance Transfer Fees!
Learn More

Visa® Platinum Rewards Credit Card2

HSFCU Platinum Rewards Credit Card Earn Point for Merchandise and Travel

  • Earn Rewards Points Good for Merchandise, Travel and Gift Cards
  • Redemptions Via CU Rewards
  • Secured Options Available
  • No Annual Fee, Foreign Transaction Fees, or Balance Transfer Fees!
Learn More

Share Secured Visa® Platinum Rewards Credit Card3

Establishing, building your credit or re-establishing your overall credit? This is the right card for you! Start earning good credit with each purchase and on-time payments.

Learn More
Woman holding her smartphone and credit card.

Credit Card Product*

Terms

Current Variable Index Rate**

Credit Card Product*

Always Cash Visa® Signature Rewards

Terms

Revolving

Current Variable Index Rate**

18.00% APR

Credit Card Product*

Visa® Platinum Rewards

Terms

Revolving

Current Variable Index Rate**

15.90% to 18.00% APR

Credit Card Product*

Share Secured Visa® Platinum Rewards

Terms

Revolving

Current Variable Index Rate**

18.00% APR


Ready to open a Hawaii State FCU Credit Card and need more assistance?

Schedule an appointment online at one of our branches.

Not yet a member?

Experience the Hawaii State FCU difference.

Ready to open a Hawaii State FCU credit card?

Start your online application

Open an Account

Schedule an appointment at one of our branches.

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Disclosures

1. The variable APR for Purchases, Balance Transfers and Cash Advances for the Always Cash Signature Rewards credit card is 18.00%, when you open your Account, based on your creditworthiness. The APRs are current as of 10/14/2023 and will vary with the market based on the U.S. Prime Rate. Rates are subject to change at any time without prior notice. We will not charge an APR greater than the maximum that we are permitted to charge by law (currently 18.0%). Cash Rewards are based on net purchases. Minimum credit line is $5,000 for the Always Cash Signature Rewards credit card. Certain terms and conditions apply. Membership in Hawaii State Federal Credit Union is required.

2. The variable APR for Purchases, Balance Transfers and Cash Advances for the Platinum Rewards card is 15.90% to 18.00%, when you open your Account, based on your creditworthiness. The variable APR for Purchases, Balance Transfers and Cash Advances for the Share Secured Platinum Rewards Credit Card is 18.00%. The APRs are current as of 10/14/2023 and will vary with the market based on the U.S. Prime Rate. Rates are subject to change at any time without prior notice. We will not charge an APR greater than the maximum that we are permitted to charge by law (currently 18.0%). Rewards Points are based on net purchases. Minimum credit line is $500 for the Platinum Rewards card. Certain terms and conditions apply. Membership in Hawaii State Federal Credit Union is required.

3. The variable APR for Purchases, Balance Transfers and Cash Advances for the Share Secure Platinum Rewards card is 18.00%, when you open your Account, based on your creditworthiness. The APRs are current as of 10/14/2023 and will vary with the market based on the U.S. Prime Rate. Rates are subject to change at any time without prior notice. We will not charge an APR greater than the maximum that we are permitted to charge by law (currently 18.0%). Rewards Points are based on net purchases. Minimum credit line is $500 for the Platinum Rewards card. Certain terms and conditions apply. Membership in Hawaii State Federal Credit Union is required.

*Earn 2.50% cash back on net purchases up to $5,000 each billing cycle. After that, a 1.25% cash back will apply to additional net purchases.

Federally insured by NCUA

Credit Card Holder Agreement

Third Party Site Disclaimer

We may provide links to external websites that refer to third party services and products available to Hawaii State FCU members, for enrollment in Hawaii State FCU financial education webinars, or other purposes. Please review the terms and conditions of use carefully. We do not make any express or implied representation or warranty to you concerning the quality, safety or suitability of external websites, or their services, products, or contents. External websites are not under our control and may have different security, privacy and other. Using the links may identify you as a Hawaii State FCU member to the external website operator.  Services and products from third parties are not obligations of, nor endorsed or guaranteed by, Hawaii State FCU nor the National Credit Union Share Insurance Fund.  Alternative services and products may be obtained from other providers of your choice.

Click “ACCEPT” to enter an external website. Click “Cancel” to return to HSFCU’s website.

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