Avoid overdrawing your checking account, or the embarrassment and unnecessary fees of returned checks.
Overdraft Protection provides automatic coverage in the event you accidentally write a check and don’t have the funds to cover it. Funds are transferred in multiples of $100 from your share account or line of credit to your checking account.
Direct Deposit is the free, safe and easy way to automatically deposit your paycheck into your Hawaii State FCU checking or savings account. Benefits of Direct Deposit include:
To enroll in Hawaii State FCU’s Direct Deposit program through your employer, download this form and return it to your payroll office. Or, contact your employer’s payroll or personnel office to find out if Direct Deposit is available, and provide them with Hawaii State FCU Routing Number: 321379041.
Out of checks? No problem. Simply order another box of checks here. You will need to provide your account number and the Hawaii State FCU Routing Number: 321379041
Need a little extra help managing your finances?
Understand Your Checking Options
Explore common checking account features and how they can work for you in this interactive eLearning module. Plus, compare common payment methods such as electronic checks, credit cards and debit cards.
2 Ten (10) posted net purchase transactions with a HSFCU debit card within 30 days of checking account opening are required to qualify. Or open a new checking account with a direct deposit within 60 days of account opening. Annual percentage yields as of 7/1/2020, are as follows: Regular Savings: 0.10%, Simple Checking: 0.00%, Dividend Checking: 0.05%, Relationship Checking: 0.05% for balances up to $9,999.99, 0.05% for balances $10,000 to $24,999.99, 0.10% for balances $25,000 to $49,999.99 and 0.15% for balances $50,000+. Payment will be made to the savings account within 90 days after meeting conditions. APYs are accurate as of 7/1/2020. APYs and offer may change at any time. Offer applies to new members only. Limit of one per member. Payment subject to 1099 reporting requirements.
We may provide links to external websites that refer to third party services and products available to Hawaii State FCU members. Please review the terms and conditions of use carefully. Such services and products are not obligations of, nor endorsed or guaranteed by, Hawaii State FCU nor the National Credit Union Share Insurance Fund. We do not make any express or implied representation or warranty to you concerning the quality, safety or suitability of external websites, or their services or products. Alternative services and products may be obtained from other providers of your choice. External websites are not under our control and may have different policies and security. Using the links may identify you as a Hawaii State FCU member to the external website operator.
Click “ACCEPT” to enter an external website. Click “Cancel” to return to HSFCU’s website.
Please remember to log off of Online Banking and Mobile Banking before going to any external website