If you are affected by the federal government shutdown and need financial assistance, we are here to help. Please visit a branch or call (808) 587-2700 or toll-free 1 (888) 586-1056. Click here for more information.

Debt Calculators

Got debt? Use our free debt calculators to find out how much money you can save through debt consolidation or extra payments.

Debt Protection

Life often has plans of its own. Protect your family’s financial future with FlexCredit Protector1.

If a protected life event happens to you (and you’re a protected borrower or co-borrower on the loan), FlexCredit Protector will cancel or reduce repayment of your loan debt – lessen your, and your family’s, worries, about paying loans when your income may be reduced or lost.

Events include:

  • Loss of life, including those caused by acts of war
  • Disability, including those caused by acts of war
  • Involuntary unemployment

Contact us today to find out how to protect your loans.

Terms

APR as low as*

Terms

1 year

APR as low as*

2.99% Promo**

Terms

2 years

APR as low as*

4.85%

Terms

3 years

APR as low as*

5.35%

Terms

4 years

APR as low as*

6.10%

Terms

5 years

APR as low as*

6.34%

Terms

6 years

APR as low as*

7.10%

We’re here to help you achieve your financial goals. Here are more online tools to help manage your money.

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FREE SEMINARS

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WALLET WISDOM BLOG

Find tips on saving money for a vacation, improving your credit score and much more.

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ONLINE COURSES

Check out our wide range of free, short interactive e-learning tutorials.

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Conquer Your Debt Today!

Disclosures

1. Your purchase of FlexCredit Protector is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of FlexCredit Protector.

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Third Party Site Disclaimer

We may provide links to external websites that refer to third party services and products available to Hawaii State FCU members. Please review the terms and conditions of use carefully. Such services and products are not obligations of, nor endorsed or guaranteed by, Hawaii State FCU nor the National Credit Union Share Insurance Fund. We do not make any express or implied representation or warranty to you concerning the quality, safety or suitability of external websites, or their services or products. Alternative services and products may be obtained from other providers of your choice. External websites are not under our control and may have different policies and security. Using the links may identify you as a Hawaii State FCU member to the external website operator.

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