Financial Preparedness for Natural Disasters

Photo of an Emergency Plan and list of things to be prepared with such as emergency storm kit, insurance documents, personal documents, etc.

With everything going on in the world, it’s easy to forget that hurricane season in Hawaii has begun (June 1 to November 30). In addition to your emergency storm kits, it’s a good idea to make sure you’re financially prepared in case of a natural disaster.

Here are a few suggestions on ways you can take care of your financial needs should there be an emergency:

  • Have copies of all of your important financial, insurance and personal documents on-hand. Keep copies of them in a safe, secure place that you can easily access.
  • Enroll in Digital Banking. You can manage your finances from your smartphone even if you’re not able to physically visit a branch.
  • Keep some cash in your Emergency Kit. If the power is out, having access to cash to pay for needed supplies or food may come in handy.
  • If you haven’t done so already, sign up for direct deposit. A natural disaster could disrupt services for days or weeks. Utilizing electronic payments when possible for paychecks or benefits will help protect you financially before disaster strikes. Talk to your employer to see if this is an option. You’ll need Hawaii State FCU’s routing number (321379041) as well as your account number (do not use your member number).

For additional tips on financial preparedness, visit the Federal Emergency Management Agency’s preparedness education page at

About HSFCU Marketing

Hawaii State FCU firmly believes that financial education empowers people to make smarter decisions throughout their lives, resulting in a better financial future. We do this by providing useful financial tools such as educational blogs, online courses and free webinars on a variety of topics including planning for retirement, debt management and buying a home. For more information on these and other resources, including free financial calculators and budget-friendly recipes, visit and click on “Financial Health.”

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