A Better Place to Bank


Do you know Hawaii has one of the highest concentrations of credit union members across the U.S.?

It’s 62 percent of the state’s population to be exact.

In today’s financial landscape, there is no shortage of options when it comes to banking services. From credit unions and traditional banks to Internet banking, where is the best place to bank?

Credit unions offer lower loan rates, higher savings rates and lower fees than traditional banks because it’s a not for profit. In addition, Hawaii credit unions excel in providing member benefits on car loans, home equity loans and credit card loans. Simply put, credit unions give back to members and their value can’t be rivaled because they are not accountable to shareholders.

Credit unions have been around in Hawaii for more than 80 years, and it started with the concept of tanomoshi, or “people helping people,” where people pooled their savings to give loans to their neighbors and co-workers.

At Hawaii State FCU, this people-helping-people philosophy continues to define us today. When we profit, our earnings are returned to you in the form of lower fees and better rates, such as our Relationship MAX savings account that offers a 1.50% APY* – a rate that can’t be matched at any other financial institution in Hawaii.

Craig Warren New aloha shirt headshot

About Craig Warren

Craig Warren is one of Hawaii’s leading deposit strategists with 30 years of executive experience in financial services. Specializing in strategic planning, deposit management, retail delivery and investment services, Warren oversees Hawaii State FCU’s deposit portfolio, and previously managed multibillion-dollar deposit portfolios for two of Hawaii’s largest banks.

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We may provide links to external websites that refer to third party services and products available to Hawaii State FCU members. Please review the terms and conditions of use carefully. Such services and products are not obligations of, nor endorsed or guaranteed by, Hawaii State FCU nor the National Credit Union Share Insurance Fund. We do not make any express or implied representation or warranty to you concerning the quality, safety or suitability of external websites, or their services or products. Alternative services and products may be obtained from other providers of your choice. External websites are not under our control and may have different policies and security. Using the links may identify you as a Hawaii State FCU member to the external website operator.

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