Credit unions were originally formed to serve the financial needs of communities unserved and underserved by traditional banks. Although the present-day financial landscape is vastly different from those early days, there are still a lot of benefits of credit union membership. Here are five reasons why joining a credit union like Hawaii State FCU may benefit you:
Member-Owned and Operated:
Hawaii State FCU serves the financial needs of our members, and is owned and run by members, just like you. Relationships are important to us – when you join the credit union, you’re a part of the family, not just a number.
A Not-For-Profit Cooperative:
That means that we are always looking at ways to save our members money or to give back, rather than worrying about lining the pockets of shareholders. This results in better rates, lower fees and more benefits for our members.
Full-Service For Your Needs:
Just like the banks, Hawaii State FCU offers a full line of products and services to meet your financial needs, including savings and checking accounts, credit cards, mortgages, auto loans, personal loans, investment services, business banking, and more.
Financial Education is a Priority:
Understanding your finances can help you make smarter financial decisions in the future. We work with local schools and organizations to provide free seminars, workshops, and resources to strengthen financial literacy throughout the community. We also offer free monthly webinars to our members on a wide range of topics including homebuying, budgeting, understanding credit, and more.
From our Digital Banking platform, to our first-in-Hawaii Interactive Teller Machines (ITMs) with palm vein biometric authentication, we are an industry leader when it comes to technology and innovation.
To learn more about becoming a Hawaii State FCU member, click here.