Program subject to change without prior notice. Certain terms and conditions apply.
* The Emergency Assistance Loan features 0% interest rate and no payments for the first 3 months, with a subsequent interest rate of 8.000% for the remaining 3 years. The blended APR over the entire 39-month term of the loan is 6.845%. No prepayment penalty.
A loan of $1,000 will have 36 payments of $31.34 per month, and total interest paid of $128.11. This Emergency Assistance Loan is available to affected Hawaii residents who have been members as of 12/31/2019. Members must meet minimum qualifications established for this special program. The loan amount is determined by the amount of income that has been adversely impacted, with a minimum loan amount of $500 and a maximum loan amount of $5,000, as calculated by Hawaii State FCU. This program and rates are effective as of 3/23/2020 and are subject to change at any time without prior notice. Speak to a Hawaii State FCU representative at (808) 587-2700 for more information.
** Speak to a Hawaii State FCU representative at (808) 587-2700 for more information.
*** Withdrawals will reduce earnings on the account. Penalty free withdrawals do not apply to IRA Term Shares. Minimum withdrawal is $500. If your account falls below the $1,000 (minimum balance requirement) the account must be closed. Speak to a Hawaii State FCU representative at (808) 587-2700 for more information.