With the recent impacts of COVID-19, we understand your financial concerns. You may be wondering what relief is available. Hawaii State FCU is here to help. Our Emergency Assistance Program can provide you the financial help you need during these uncertain times.
Program subject to change without prior notice. Certain terms and conditions apply.
* The Emergency Assistance Loan features 0% interest rate and no payments for the first 3 months, with a subsequent interest rate of 8.000% for the remaining 3 years. The blended APR over the entire 39-month term of the loan is 6.845%. No prepayment penalty.
A loan of $1,000 will have 36 payments of $31.34 per month, and total interest paid of $128.11. This Emergency Assistance Loan is available to affected Hawaii residents who have been members as of 12/31/2019. Members must meet minimum qualifications established for this special program. The loan amount is determined by the amount of income that has been adversely impacted, with a minimum loan amount of $500 and a maximum loan amount of $5,000, as calculated by Hawaii State FCU. This program and rates are effective as of 3/23/2020 and are subject to change at any time without prior notice. Speak to a Hawaii State FCU representative at (808) 587-2700 for more information.
** Speak to a Hawaii State FCU representative at (808) 587-2700 for more information.
*** Withdrawals will reduce earnings on the account. Penalty free withdrawals do not apply to IRA Term Shares. Minimum withdrawal is $500. If your account falls below the $1,000 (minimum balance requirement) the account must be closed. Speak to a Hawaii State FCU representative at (808) 587-2700 for more information.