* Must be 18 years or older and a resident of the State of Hawaii to be eligible to win. No purchase or payment necessary. See official rules and more information. Prize consisting of an iPad Air® will be awarded in a random drawing from all eligible entries. iPad Air® is a trademark of Apple® Inc., registered in the U.S. and other countries and is not affiliated with this promotion.

**Ten (10) posted net purchase transactions with a HSFCU debit card within 30 days of checking account opening are required to qualify. Or open a new checking account with a direct deposit within 60 days of account opening. Annual percentage yields as of January 1, 2022, are as follows: Regular Savings: 0.03%, Simple Checking: 0.00%, Dividend Checking: 0.02%, Relationship Checking: 0.02% for balances up to $9,999.99, 0.02% for balances $10,000 to $24,999.99, 0.02% for balances $25,000 to $49,999.99 and 0.03% for balances $50,000+.

Payment will be made to the savings account within 90 days after meeting conditions. APYs and offer may change at any time. Offer applies to new members only. Limit of one per member. Payment subject to IRS Form 1099 reporting requirements.